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05/15/2006 14:28 7146338449 LIDGARD AND ASSOC PAGE 02 CERTIFICATE OF INSURANCE Producer: Issue Date: 02/21/2006 This Certificate is issued as a matter of information only and LIABILITY INSURANCE ADMINISTRATORS confers no rights upon the Certificate Holder, This Certificate P.O. Box 1319 does not amend, extend or alter the coverage afforded by the Santa Barbara, CA 93102-1319 policy below. Insured: 152163 COMPANY AFFORDING COVERAGE LIDGARD AND ASSOCIATES, INC. 2808 E. Katella Ave., #107 Liberty Insurance Underwriters, Inc. Orange, CA 92867 Fax Number 714-633-8449 Authorized Representative - This is to certify that the policy of insurance listed below has been issued to the Insured named above for the policy period indicated. Notwithstanding any requirement, term of condition of any contract or other document with respect to which this Certificate may be issued or may pertain, the insurance afforded by the policy described herein is subject to all the terms, exclusions and conditions of such policy. Limits shown may have been reduced by paid claims. TYPE OF INSURANCE POLICY NUMBER EFFECTIVE DATE EXPIRATION DATE LIMITS Professional Liability LWO07385-004 04/02/2006 04/02/2007 General Aggregate $ 11000,000 Each Claim $ 1,000,000 Description of Operations/Locations/Special Items: REAL ESTATE APPRAISERS PROFESSIONAL LIABILITY INSURANCE EVIDENCE OF INSURANCE Certificate Holder: Cancellation: City of Santa Ana Attn: Josie LaQuay Should the above described Policy be cancelled before the 20 Civic Center Plaza, M-36 expiration date thereof, the issuing Company will endeavor to Sarva Ana, CA 92701 mail 30 days notice, except 10 days notice for nonpayment of premium, to the certificate holder named to the left. However, failure to mail such notice shall impose no obligation or liability of any kind upon the Company, its agents or representatives. LIA0001 (11/97) Insured Copy C