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P - <br />IMPORTANT <br />If the certificate holder is an ADDITIONAL INSURED, the po llcy(les) must be endorsed. A statement <br />on this certificate does not confer rights to the certificate holder In Ileu of such endorsement(s). <br />If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may <br />require an endorsement. A statement on this eertiflcate tloes not confer rights to the certificate <br />holder in lieu of such endorsement(s). <br />DISCLAIMER <br />The Certificate of Insurance on the reverse side of this form does not consfitute a contract between <br />the Issuing insurer(s), authodred representative or pmducer. and the certificate holder, nor does It <br />affirmatively or negatively amend, extend or alter the coverage afforded by the policies listed thereon. <br />ACORD 25-S (7/97) created at www,e CertsONLINE.Cntn <br />