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<br />03/09/2001 FRI 10:20 FAX <br /> <br />". <br /> <br />@OOJ <br /> <br />BUSINESS LIABILITY COVERAGE FORM n SBA CK6108 <br /> <br />b. To sue us on Iris policy ,u.C!!lSs "''''b~ It~. V temporarily occupied by you wilh <br />terms have been fully Complied with permissions of the owner; or <br />A person or organiza'ion ml!y sue us to recover (3) If the loss arises out of the <br />on an agreed setllelT ent or on a final judgment maintenance or use of aircraft, "auto" <br />against an Insured at tained after an actual trial; or watereralt to the extent not subject <br />but we will not be Iiab e for damages t~at are not to Exclusion g. ot this Busbess <br />payable under the fer ns of this policy or that are Liability Coverage Form (Section I). <br />in excess of the appli, able Limit of InSJlOnc.e. An When this insurance is excess, we will <br />agreed settlement r neans a settlement and have no duty to defend any claim or <br />release of liability sig' led by us, the insured and "suit' that any other insurer has a dUty <br />the claimant or the claimant's legal to defend. If no other insurer defends, <br />representative. we will Undertake to do so, but we will <br />5. Separation of Insur Ids be entitled to the insured's rights <br />Except with respect 0 the Limits of Insurance, against all those other insurers. <br />and any rights or dut es specifically aSSIgned in When this insurance is excess over <br />this polley to the 1 rst Named Insur"d. this other insurance. we wili pay only our <br />insurance applies: . shere of the amount of the loss, if any, <br />a. As if each Nam ,d InsureD were the Only that exceeds the sum of: <br />Named Insured; !nd (1) The total amount that all s~ch <br />b. Se.oal'ately to '* co insured against whom other insurance wouid pay for the <br />claim is made or .suit" is brought. loss in the absence of this <br />6. Unintentional FaillJ e To Oi'close Ha;zards insurance; and <br />It is agreed that bas,'d on our reliance on your (2) The total of all deductible ano self. <br />representations as to existing hazards, if insured amounts under 8/1 that <br />unintentionally you ,hould fail to disclose all other insurance. <br />such hazards at th ~ inception date of your We Wi!1 share the remaining loss. if <br />policy, we shall not ;teny any coverage under eny, with any other insurance that is <br />this Coverage Part b ,cause of such failure. not described in this excess of the <br />7. Other Insurance ,Primary Additional Limit. of Insurance shown in the <br />Insured Declaraltons of this Coverage Pan. <br />if the written contra:t Or agreement or permit c. Method of Sharing <br />requires this Insurar ce to be primary for any If ail the other insurance permits contribution <br />person or organizati. ,n With whom you agree to by equal shares, we will (ollow lhl:; method <br />include in WHO IS AN INSURED, this Other also. Under this approach each ins~rer <br />Insurance Provisions applicable. co~tribut'" equei amounts until it has paid its <br />If other vaiid and collectible insurance is applicable limit of insurance or none of the <br />avaiiable (or a Ie,s we cover undel Ihls loss remains, whichever comes first <br />Business Liability Coverage Form, Our If any or the other insurance does not <br />obligations are Iimlte;l as follows: permit contribution by equal shares, we ,will <br />.. Primary Insura, Ice contribute by Itmits. Under tltis method, <br />ThiS Insurance I,: primary. We will not seek each insurer's base on the rallo of its <br />contributions rom ottler insurance applicable limits of insurance of all insurer. <br />available to the I ,erson or organization with d. This provision provides such insurance as is <br />whom you agreE 10 include in WHO IS AN afforded under thiS policy. but only with <br />INSURED. exce It when b. applies. respect to your operations, 'Your work" or <br />b. Excess Insuran e. facilities owned or used by you. <br />This insurance s excess over any of the F. OPTIONAL COVERAGES <br />other insurance whether primary, excess, Ifisted or shown as applicable in the DecJaralions. <br />contingent or an any other basis: one or mare of the following Optional Coverages also <br />(1) That is Fi 'e. Extended Coverage. apply. These covereges are subject to the terms and <br />BUilder's R sk, Installation Risk or conditions applicable to Business Liability Coverage <br />similar cove, a!;le for 'your work;" in this policy, except as provided below; <br />(2) That is FiCl, lightning or explosi'm 1. Additional Insured. Designated Person or <br />insurance f( r premises rented to you: Organization <br />or <br /> <br />Form SS 00 08 02 98 Plintodn U.S.A. (NS) <br /> <br />Poge 1 .f 3 <br /> <br />.1:) 1998.111. Hartford <br />