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<br />IMPORTANT <br /> <br />ff 1I1e certificate holder is an ADDmoNAL INSURED,1I1e poIicy(ies) must be endorsed. A statement <br />on Ihis certificate does not oonfer rights to Ihe certificate holder in lieu 01 such endorsement(s). <br /> <br />ff SUBROGATION IS WAil/ED, subject to Ihe terms end oondhions oflhe policy, certein policies may <br />require an endorsement A statement on 1I1is certifica1e does nO! oonfer rights to Ihe certifica1e <br />holder in lieu of such endorsement(sj. <br /> <br />DISCLAIMER <br /> <br />The Certificate of Insurance on 1I1e reverse side of Ihis form does nO! oonstitute a oontract between <br />1I1e Issuing insurer(s), aulhorized rep-esentalWe or fJ"Oducer, and Ihe certificate holder, nor does h <br />affirmatively or negatively amend, extend or alter 1I1e COIIerage aJIorded by 1I1e policies listed Ihereon. <br />