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<br />A "IFA &27101 a: <br /> <br />BRAD CHAP N H LAND S <br /> <br />~ G"" 2 <br /> <br />IMPORTANT <br /> <br />~ the certificate holder is an ADDmoNAL INSURED, the poIicy(ies) must be endorsed. A statement <br />on this certificate does n01 confer righlS to the cenificate holder in lieu cI such endorsement(s). <br /> <br />~ SUBROGATION IS WAI\IED, subject to the terms and condnionsofthe policy, certain poIdes may <br />require an endorsement. A statement on this certilIcate does not confer righlS to the certilIcate <br />holder in lieu of such endorsement(s). <br /> <br />DISCLAIMER <br /> <br />The Certificate oflnsurance on the reverse side of this form doesnol constnute a conIract between <br />the ""uing insurer(s), au1hori:zed representative or producer, and the cenlficate holder, nor does n <br />affirmatively or negatively amend, extend or alter the COIIerage aflorded by the policies listed thereon. <br />