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<br />on any other basis. Any payments by us will follow the Other Insurance - Excess provisions in the COM- <br />MERCIAL GENERAL LIABILITY CONDITIONS. . : <br /> <br />8. BROADENED PROPERTY DAMAGE - RENTED PREMISES <br /> <br />a. In the Damage To Property exclusion under Section I Coverage A, the exclusion for "property damage" to: <br /> <br />Property you own, rent or occupy; <br /> <br />does not apply to real property you rent or temporarily occupy with permission of the owner. <br /> <br />b. In Section IU - Limits Of Insurance, the Damage To Premises Rented To You Limit is amended as follows: <br /> <br />Subject to the Each Occurrence Limit, $500,000 is the most we will pay under Coverage A for damages <br />because of "property damage" to anyone premises while rented to you or occupied by you with permission <br />of the owner. If any amount other than $500,000 is shown in the Declarations as the Damage To Premises <br />Rented To You Lim~, the amount shown in the Declarations will replace $500,000 as the Limit of Insurance <br />provided for this coverage. <br /> <br />c. The insurance afforded by this Provision 8. is excess over any other valid and collectible property insurance <br />Oncluding any deductible) available to the insured whether such insurance is primary, excess, contingent or <br />on any other basis. Any payments by us will follow the Other Insurance - Excess Insurance provisions in the <br />COMMERCIAL GENERAL LIABILITY CONDITIONS. <br /> <br />9. COVERAGE TERRITORY - WORLDWIDE <br /> <br />The definition of "coverage territory" is replaced by the following: <br /> <br />"Coverage territory" means anywhere. However, the insured's responsibility to pay damages must be <br />determined in a settlement we agree to or in a "suit" on the merits brought within the United States of <br />America Oncluding its termories and possessions), Puerto Rico or Canada. <br /> <br />10. DUTIES IN THE EVENT OF OCCURRENCE, OFFENSE, CLAIM OR SUIT <br /> <br />Section IV - Duties In The Event Of Occurrence, Claim or Suit is amended by adding the tollowing paragraphs: <br /> <br />a. The requirements that you must <br /> <br />1. notify us of an "occurrence" offense, claim or "suit" and <br /> <br />2. send us documents concerning a claim or "suit" <br /> <br />apply only when such "accident" claim, "suit" or "loss" is known to: <br /> <br />1. You, if you are an individual; <br /> <br />2. A partner, if you are a partnership; <br /> <br />3. An executive officer of the corporation or insurance manager, if you are a corporation; or <br /> <br />4. A manager, if you are a Iim~ed liability company. <br /> <br />b. The requirement that you must notify us as soon as practicable of an "occurrence" or an offense that may <br />result in a claim does not apply if you report an "occurrence" to your workers compensation insurer which <br />later develops into a liability claim for which coverage is provided by this policy. However, as soon as you <br />have definite knowledge that the particular "occurrence" is a liability claim rather than a workers compensa- <br />tion claim, you must comply with the Duties In The Event Of Occurrence, Offense, Claim Or Suit Condi- <br />tion. <br /> <br />11. EXPECTED OR INTENDED INJURY (PROPERTY DAMAGE) <br /> <br />The Expected Or Intended Injury exclusion under Coverage A Bodily Injury and Property Damage is <br />replaced by: <br /> <br />"Bodily injury" or "property damage" expected or intended from the standpoint of the insured. This exclusion <br />does not apply to "bodily injury" or "property damage" resulting from the use of reasonable force to protect <br />persons or property. <br /> <br />12. INCIDENTAL MEDICAL MALPRACTICE - EMPLOYED PHYSICIANS, NURSES, EMT'S AND PARAMEDICS <br /> <br />a. Under Section 11- Who Is An Insured the paragraph that excludes an employee or volunteer worker as in- <br />sured for "bodily injury" or "personal and advertising injury" arising out of his or her providing or failing to <br />provide professional health care services does not apply to a physician, dentist, nurse, emergency medical <br />technician or paramedic employed by you if you are not engaged in the business or occupation of providing <br />medical, paramedical, surgical, dental, x-ray or nursing services. <br /> <br />Page 4 of 7 <br /> <br />Includes cop)orighted material of Insurance Services Offtce, Inc. <br />Copyrighl2004, !! Ill! I!!!!!!! H!!!! 1!!!'!!!!1!! !ll !!!! I! I!!!!f!!! <br /> <br />VCG 205 02 05 <br />