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<br />- <br />- <br />- <br />= <br /> <br />- <br />- <br />-- <br />. <br />- <br />- <br />- <br />IE <br />- <br />Ii <br />- <br />. <br />- <br />- <br />- <br />- <br /> <br />OJ <br />OJ <br />"' <br />Cl <br /> <br />8 <br />o <br /> <br />+. <br /> <br />1L4I... <br /> <br />protected persons only for the conduct of <br />their duties as your directors or executive <br />officers. And your stockholders are <br />protected persons only for their liability as <br />your stockholders. <br /> <br />Other organization means an organization <br />other than a corporation, partnership, joint <br />venture, or limited liability company. <br /> <br />Executive officer means any person holding <br />an officer position created by the charter, <br />constitution, or by-laws, or any other similar <br />governing document, of a corporation or <br />other organization. <br /> <br />Employees and volunteer workers. Your <br />employees are protected persons only for: <br /> <br />· work done within the scope of their <br />employment by you; or <br /> <br />· their performance of duties .related to ,the <br />conduct of your business. <br /> <br />And your volunteer workers are protected <br />persons only for activities or work they <br />conduct or perform: <br /> <br />· at your direction; and <br /> <br />. within the scope of their duties for you. <br /> <br />However, no employee or volunteer worker <br />is a protected person for bodily injury or <br />personal injury to: <br /> <br />. you; <br /> <br />· any of your partners or co-venturers if <br />you are a partnership or joint venture; <br /> <br />· any of your members or managers if you <br />are a limited liability company; <br /> <br />· any fellow employee; <br /> <br />· any fellow volunteer worker or any of <br />your employees; or <br /> <br />· the spouse, or any child, parent, brother, <br />or sister, of that employee or volunteer <br />worker if such injury results from the <br />bodily injury or personal injury to such <br />feilow employee or volunteer worker. <br /> <br />Nor is any employee or volunteer worker a <br />protected person for: <br /> <br />· any obligation to share damages with or <br />repay someone else who must pay <br />damages because of such bodily injury or <br />personal injury; or <br /> <br />· bodily injury or personal injury that results <br />from his or her performance of or failure <br /> <br />1? <br />l\V <br /> <br /><.> <br /><.> <br /> <br />have the duty to defend you against the <br />suit and pay cCNered damages swarded in <br />a judgment against you. HUllVever, if the <br />suit is brought against you in Norway. or <br />anywhere else outside of the coverage <br />territory, we worn have a duty to defend <br />you there. Also, we wortt have a duty to <br />pay a judgment awarded by a court there, <br />even if the judgment is later recognized <br />and enforced by a court in the coverage <br />territory. <br /> <br />47150 Rev. 7-01 Printed in U.S.A. insuring Agreement <br />eSt.Paul Fire and Marine Insurance Co. 2001 All Rights Reserved <br /> <br />8 <br /> <br />>- <br /> <br />8 <br /> <br />~ <br /> <br />8 <br /> <br />:0: <br />. <br /> <br />Coverage territory means: <br /> <br />. the United States of America, including its <br />territories and possessions; <br /> <br />. Puerto Ri co; <br /> <br />. Canada; and <br /> <br />. international waters or airspace only <br />during travel or transportation between any <br />of the above places. <br /> <br />OJ <br />" <br />on <br />'" <br />OJ <br />~ <br /> <br />"' <br />o <br />>- <br />>- <br />" <br />o <br />o <br /><.> <br />o <br /> <br />We explain the term your products in the <br />Products and completed work total limit <br />section. <br /> <br />. <br /> <br />Who Is Protected Under This Agreement <br /> <br />Individual. If you are shown in the <br />Introduction as a named insured and an <br />individual, you and your spouse are <br />protected persons only for the conduct of a <br />business of which you are the sole owner. <br /> <br />Partnership or joint venture. I f you are shown <br />in the Introduction as a named insured and a <br />partnership or a joint venture, you are a <br />protected person. Your partners or co- <br />venturers, and their spouses, are protected <br />persons only for the conduct of your <br />business. <br /> <br />limited Iiallility company. If you are shown in <br />the Introduction as a named insured and a <br />limited liability company, you are a <br />protected person. Your members are <br />protected persons only for the conduct of <br />your business. And your managers are <br />protected persons only for their duties as <br />your managers. <br /> <br />Corporltion or other organizltion. I f you are <br />shown in the Introduction as a named <br />insured and a corporation or an other <br />organization. you are a protected person. <br />Your directors and executive officers are <br /> <br /> <br />Page 7 of 28 <br />