DIGITAL MAP PRODUCTS 1 -1997 - Laserfiche WebLink

Home Browse Search

4. legal Action Against Us '......, . No person or organization has a right un- der this policy: a. To join us as a party or otherwise bring us into a "suit" asking for dam- ages from an insured; or b. To sue us on this policy unless all of its terms have been fully complied with. A person or organization may sue us to . recover on an agreed settlement or on a ,~'J final judgment against an insured obtained ~ after an actual trial; but we will not be li- able for damages that are not payable un- der the terms of this policy or that are in excess of the applicable limit of insurance. An agreed settlement means a settlement and release of liability signed by us, the in- sured and the claimant or the claimant's legal representative. 5. Separation Of Insureds Except with respect to the Limits of Insur- ance, and any rights or duties specifically assigned in this policy to the first Named Insured, this insurance applies: a. As if each Named Insured were the only Named Insured; and b. Separately to each insured against whom claim is made or "suit" is brought F. OPTIONAL COVERAGES If shown as applicable in the Declarations, the following Optional Coverages also apply. These coverages are subject to the terms and conditions applicable to the liability coverage in this policy, except as provided below. Additional Insureds Agreement or Permit By Contract, The following paragraph is added to WHO IS AN INSURED (SECTION C): L' 5. Any person or organization designated in the Declarations to whom or to .\A~tt w~ich you are obligated by virtue of ~ J;\' wntten contract, agreement or permit BP 71 08 (Ed. 04 96) Page 14 of 20 to provi~such insurance as afforded by this policy is an insured, but only with respect to liability arising out of: a. Your ongoing operations for that insured by you; b. Permits issued by state or political subdivisions for operations per- formed by you; or c. Premises you own, rent, occupy or use. This provision does not apply unless the written contract or agreement has been executed, or the permit has been issued, prior to the "bodily in- jury," 'property damage,' 'personal injury" or 'advertising injury." This provision does not apply to any person or organization included as an insured under Additional Insureds -- Vendors. 2. Hired Auto and Non-Owned Auto liabil- ity a. Insurance is provided only when indi- cated in the Declarations. 1) Hired Auto liability The insurance provided under this coverage form, paragraph A.l., Business Liability, applies to 'bodily injury" or 'property dam- age' arising out of the mainte- nance or use of a "hired auto' by you or your "employees" in the course of your business. 2) Non-Owned Auto liability The insurance provided under this coverage form, paragraph A.l., Business Liability, applies to "bodily injury" or "property dam- age" arising out of the use of any "non-owned auto" in your busi- ness by any person other than you. b. For insurance provided by this op- tional coverage only: Printed in U.S.A.