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<br />ND~-13-2001 10:11 FROM:ERIC W ~oUUERPH 0
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<br />7145444996
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<br />TO: ~1.4 547 5515
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<br />P.004/005
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<br />PSYC~GISTS' PIlOFfSSIONAL UABIUTY .QRANCE
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<br />I Executive Risk
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<br />A
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<br />"ll~ I'UII';Y ';UIILil.lns.all me agreements between You an
<br />nrst named Insured In the Declarations is authorized to I
<br />,nly be ehenged by a written endorsement We issue an
<br />'5.~jonmAnt:
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<br />You cannot assign or tl'3Nfilr Your interest in this polle}
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<br />"Vou dl~ or are d6clar&d I&gally incompetent. Your righ
<br />Nhlle acting within the scope of his or her duties as such
<br />~emporary custody of VOl!!'J!!QPertY wiltb.tl..Wyerlllills.1c
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<br />EXECUTlVE FlISK INDEMNITY INC.
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<br />_inlSllred by:
<br />AMERICAN PROFeSSIQNALAGENCY.INC.
<br />95 8101dwlly. AmltyVill8, NowYor1< 1170'
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<br />THIS IS A CLAlMSoMADE POLICY, PLEAS! !lEAD THE ENTIRE POLICY CAREfULLY.
<br />EllecutlvD Rllk Indemnity Inc.
<br />Administrative Offices:
<br />Simsbury, CT 06070
<br />Offered through the Professional Counselors purchasing Group, Inc.
<br />NOTICE: A SMALLER UMIT OF covERAGE APPLIES TO JUDGMENTS OR SETTLEMENTS WHEN THSAE ARE
<br />ALLEGATIONS OF SEXUAL MISCONDUCT ISEE THE SPECIAL PROVISION 'SEXUAL MISCONDUCT" IN 'niE POUCY).
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<br />TAI!ILE OF CONTENTS Page
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<br />I. What This Policy Covers ..................... ...........................",......."........."................................ ,.......................................,.. ,
<br />II. Additional t1entlfits ,...., ....................... ................., ...... .......... ...... .......,........... "............... ..... .................. ..... ....... ............... 2
<br />III. When a Claim is Covered ",......"........,.....................,...................,..................,........"........"."...,,,................,..........,...... 2
<br />IV, Exclvsior\s _ Claims Not Covered .................,......"...,...,................................................................,......,,,....,,..,......,.......,3
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<br />V. Limits of Coverage ,................,...........,.......................1........".'''..'............................. .........................................111........... 3
<br />V I. Sexual Misconduct '00'" '0.......".........'. ......... n...... ...... ........ ...,. ..... ,.,.. ..I"" ,,,''' ,...."".,...... ..... ............ ...., .... ,... II II"'U ,......" ,. 4
<br />VII. Other Provisions Affecting Coverage .,..,.."."........,......................"...................... ...",........"..,..".............,.."...............,.. 4
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<br />VIII. Definitions...,. ,.......................... .................. ............. ..""......" .............. ,................. ................,............""., ..",......."...,......5
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<br />Subject to the applicable limits and all of the terms, concllllons and ellcluslons of tl1la Policy,
<br />EllDolltlve Risk Indemnity Inc. agrees as followw;
<br />I. WHAT THIS POLlCV COVERS:
<br />A. ps~holoni5ts' ProfAssional LiAbilitY':
<br />W. will pay amounts You are legally required to pay to others as judgments or se\tl~eMS u thll result of eny Claim
<br />against YIIII for Your Wrongful Acts, or for the Wrongful Act& of othars for whom You Bre legally responsible.
<br />Howev",', th", Claim mu'llbe Ilrst made during the Policy Period.
<br />B. Premises Liabillt>L;,
<br />W. will pay amounts V",u are I&gally raquired to pay to others as judgments or sellleme"ts as tM resu" of any Claim
<br />against Yo... for E1cdlly InjUry or Property Damage caused by an Ol;currellce on the premises used principally in
<br />Vo..r practice as a psyChologist. However. the ClaIm must b& lil'$t made dunng the Policy Period.
<br />C. Co~t~ RAlated tn Ucen"ina Board Inv8sticFltions.:
<br />We will pay rllasonable coals You Incur for fellS charged by a~ attomey rap resenting You in lhe investigetlon or
<br />defanse of any procaedi~g first brought during thl Policy Period before a elate licensing board or gover"mental
<br />regulatory body. The amount shown in Item 4(b) of me Declarations Is the most We will be 1I11ble to pay for each of
<br />Yo... ""der this Saction I.e.
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<br />form ca2'12t{7/1SMl
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