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<br />, . ~-.... <br /> <br />......, <br /> <br />'-' <br /> <br />"'" <br /> <br />IMPORTANT' <br /> <br />If the certificate holder Is an ADDITIONAL INSURED. the pollcyOes) must be endorsed. A stalemenl <br />on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s}. <br /> <br />It SUBROGATION IS WAIVED. subjeclle the terms and condillons of the polley. certain policies may <br />require an endorsement. A statement on this certificate does not confer rights to the certificate <br />holder In lieu of such endorsement(s). <br /> <br />DISCLAIMER <br /> <br />The Certificate of Insurance on the reverse side of this form does not constitute a contract between <br />the issuing insurer{s). authorized representaUve or producer, and the certificate holder, nor does it <br />affirmatively or negatively amend, extend or alter the coverage afforded by the policies listed thereon. <br /> <br />ACORD 25-5 (7/97) <br />