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<br />IMPORTANT <br /> <br />If the certificate holder Is an ADDITIONAL INSURED, the policy(les) must be endorsed. A statement <br />on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). <br /> <br />If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may <br />require an endorsement. A statement on this certificate does not confer rights to the certificate <br />hokIer in lieu of such endorsement(s). <br /> <br />DISCLAIMER <br /> <br />The Certificate of Insurance on the reverse side of this fonn does not constitute a contract between <br />the issuing insurer(s), authorized representative or producer, and the certificate holder, nor does it <br />affirmatively or negatively amend, extend or alier the coverage afforded by the poliCies listed thereon. <br /> <br />, '.' ,,' TO FO"y <br />... '",nP I; ) 11...:...J .t~o..Y <br />"ie"'."~' ~ dt--... <br /> <br />-- ,..":..(C!,,J' <br />- t...~~\.i.la'" .,t ->.......c Y <br />, "IY Attar. <br />1\'):"'lSUi:1~ ....,' <br /> <br />ACORD 25 (2001108) <br />