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COMMERCIAL GENERAL LIABILITY i COMMERCIAL GENERAL LIABILITY COVERAGE FORM Various provisions in this policy resVid coverage. Read the entire policy carefully to determine rights, duties and what is and is not covered. Throughout this policy the words "you' and "your" refer to the Named Insured shown in the Declarations, and any other person or organization qualifying as a Named Insured under this policy. The words "we", "us" and "our" refer to the comparry providing this insurance. T e word 'insured" means any person or ova con qualifying a5 such unde~ecbon~o Is An Ins-ur~- Other wads and phrases that appear in quotetlon marks have spedal meaning. Refer to Section V - Definttbns. secTtoNl-covERAGES COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY t~ .~ .~ ~~ .~ w~ _~ _~ o~ "~ 00 o~ ~~ 1. Insuring Agreement a. We will pay those sums chat the insured be- comes legaly obligated to pay as damages because of 'bodily Injury' or "property dam- age" Ww~ich this insurance applies. We wiM have the rglM and duty to defend the insured against any "suit" seeking those damages. However, vac w01 have no dory to defend the insured against any 'suit" seeking damages for "bodiy injury" or 'property damage" la which th6 insurerrce duos not apply. We may, at our discretion, investigate any "occurrence" and settle any daim or "suit" that may result. Brit (1) The amount we wgl pay for damages is limited as described in Section III - Limits Of Insurance; and {2) Our right and duty to deferM ends when the have used up the applicable limtt of insurance in the payment of judgments or settlements under Coverages A or 8 or medical expenses under Coverege C. No other obligation or gabitlty to pay sums or perform ads or services is wvered unless expliatry provided for under Supplementary Payments - Coverages A and B. b. This insurance applies to "bodily injury" and "property damage" only if: {1) The "bodily injury" or "property damage' L5 caused by an 'occurrence" that takes place in the "coverage territory'; {2) The "bodily injury' or "property damage' occurs during the policy period; and (7) Prior to the policy period, no insured listed under Paragraph 1. of Section II - Who is An insured and no "employee' authodzed Dy you to glue or receive no- tice of an "occurrence" or daim, knew that the "bodiy injury" or "Pr'opertY dmn- age" had occurred, in whole or in part. It such a listed Insured or authorized "em- ployee" knew, prior to the policy period, that the 'bodiy injury" or "property dam- age" occurred, then any continuation, change or resumption of such "bodily in- jury" or "property damage" during or after the policy period wig be deemed to have been known prior to the poNcy period. e. "BOdiry injury' or "property damage" which occurs during the policy period and was not, prior to the policy period, known to have oo- tarred by any insured listed under Paragraph 1. of Section 11 -Who Is An Insured or any "employee" authorized by you to give or re- ceive notice of an "occurrence" or daim,in- cludes any continuation, change or resump- tlon of that "bodiy injury" or "property damage" after the end of the poficy period. d. "Bodily Injury" or "property damage" wiw be deemed to have been known to have oo- tuned at the earUest time when any Insured listed under Paragraph 1. of Section II -Who Is An Insured or any "employee' au[hodzed by you to give or receive ratite of an "occur- rence" Ot daim: {1) Reports all, or any part, of the "bodiy in- jury" or 'property damage" to us or any other insurer, (2) Receives a written or verbal demand ar daim Tor damages because of the "bodily injury" or "property damage"; or {3) Becomes aware by any other means that 'bodily Injury" or "property damage" has occurred or has begun to occur. CG D0 01 10 01 ®ISO PropeNes Inc., 2000 oo.n. Page 1 of 10