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COMAAt?RCWL GENERAL LIABILITY ate by Wnits. Under this method, each br- 9. When We Do Not Renew surefs share is based On the ratio of its appti- • Uwe deckle not to renew this Coverage Part, we calNe lirrra of Insurance to the total applicable wUl mail or deNver to the first Named Insured Iimds of ersurance of all insurers. mown in the Decorations written notice of the ti. Premium Audit nonrenewal not lass than 30 days before the expi- a. We wIU compute all prerNrsns for this Cover- ration date. age Part in acwrdanee with our rules and If notice is mated, proof of maUing wlll be sutf~ rates. dent proof of notice. b. Premium shown in this Coverage Part as ad- SECTION V -DEFINITIONS vance premium is a deposit premium only. At 1. "AdveNsement" means a notice that fs lxoadpst the close of each audit period we wiU Coro- q~ ptlbligh8d to the general public Or specific mer- pute the eamed premium far that period arM ket segments about your goods, products or ser- send notice to the first Named InsurW. The vices for the purpose of attraWng aafomers or due date for audk and retrospective premi- supporters. For tlfe purposes of this delinUion: ums ct the date shown as the due date on the biU. If the sum of the advance and audk pre- a. Pbtlces t11a1 ors publisfred inctude matedal miums pakl for the policy period b greater P~~ on the Irrtemat or on simUar electronic than the eamed premium, we will t~um the means of commurlktaUon; and excess to the flrst Named Insured. b. Regarding web-sites, oNy tttaf part of a web c. The fast Named Insured must keep records of site that b about your goods, products or Ber- tha inforrttation Mrs treed rot premium canprr ~~ for the purposes of aUractirg arriomers tatbn, and sand us copies al such times es or supporters is considered an adveALsement. we may request. 2. 'Auto' means a land motor vehicle, frailer or a ~~~~ semitra0er designed for travel on pubic roads, In- chrdlrtg arty attached macNnery or equipment. By accepting this polky, You agree: But auto does not inckrde "mot>;le equgsned". a. Tha statemerrrtss in the Declarations are accu- 3. 'Bodily injury" means. bodiy injury, sickness or rate and cerrtplete; disease sustained by a person. incturiirp death b. Those statements are based upon represen- resulting flan arty of these at anytime. fattens you made to us; and 4. 'Coverage terrdory means: c. We have issued this policy in rellarrce upon a. The UnRed States of America prrduding its your represerttatlons. territories and possessions), Puerto Rico and ~. SeparationOfinsureds Canada; Except with respect to the Umils of Insurance, b. Irrtemational waters or airspace, but only U and arty rigltits or duties specUlcaly assigned in the injury or damage occurs in the course of this Coverage Part to the flrst Named Insured, travel or transportation between any paces this insurance epptles: inckrded ins. above; or a As U each Named Insured were the only c. A9 other parts of the world if the Injury or Named insured; and damage arLses out at b. Separatey to each insured against whom (1) Goods or products made or sold by you in palm Is made or "su0" is brought, the territory described in a. alwve; 0. Transfer Of Rights Ot Recovery Against Oth- (2) The activities of a person whose home is era To lh in the temtory described in a above, txrt U the Insured ties rights to recover a0 or part of i5 away for a short time on your business; any payment we have made under this Coverage or Part, those rights are transferred to us. The in- (3) 'Personal and advertising injury' oKenses Bared must do nothing after loss to irrrpeir them. that take place through the Irnemet or At our request, the Insured wip txkig "suit or simiar electronic means of carrrriurica- transfer those rights to us and help us eMorce Uon them. Page 12 of 18 d ISO Properties Inc., 2000 CO 00 01 10 O7