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PI -NP -003 (5/01) (3) Directly or indirectly related to the sale, rental, lease or sub -lease or prospective sales, rental, lease or sub -lease of arry roan, dwelling or premises by or at the direction of any insured; or (4) Insurance for such discrimination is prohibited by or held in violation of law, public policy, legislation, cart decision or administrative ruling. The Insurance afforded by HA A above does not apply to fines or penalties Imposed because of discrimination. 1. (1niMetiaW FaihreToDladoesH�arde It Is agreed tat, lased an our reliance on your representation as to existing hazards, if you should unintentionally fail to disclose all such hazards prior to the beginning of the policy period of this Coverage Part, we shall rat deny coverage under this Coverage Part because of such failure. J. LiberallaYim If we revise this endorsement to provide more coverage without additional premium charge, we will automatically provide the additional coverage to all endorsement holders as of the day the revision is effective in your state. K. EmptoyaIndemHirstion DdermCaaepe Under SUPPLBAENTAITYPAYMENfS. COVERAGESA AND B the following is added: 3. We will pay on your behalf defense costs incurred by an "employee" in a criminal proceeding. However, you must have a prior written agreement with such "employee" whereby you agree to Indemnify the "employee" for such defense costs and the agreement includes a provision for repayment of defense costs in the event of an advesejudgernent. The most we will pay for any "employee" who is alleged to be directly involved in a criminal proceeding Is $25,000 regardless of the number of employees, claims or "suits" brought or persons or organizations making claims or bringing "suits." L. Externded ePrgmV Da►nepef SECTION I - COVERAGEBm COVERAGEA, 2 Excludorm a is deleted and replaced by the following: a. Expected or Imexied Injury "Bodily Injury" or "Property Damage" expected or Intended from the standpoint of the inuured. This exclusion does not apply to "bodily injury" or "property damage" resulting from the use of reasonable force to protect person or property. M. Additlixal Insured - Funding Source Under SECTION 11- WHOISAN INSURED the following Is added: 5. Any person or organization with respect to their liability arising out of: a. Their financial control of you; or b. Premises they own, maintain or control while you lease or occupy these premises, This insurance does riot apply to structural alterations, new construction and demolition operations performed by or for that person or organization. N. Addltladinsred- ManaperaorLeeewedPrenlaee Under SECTION I I- WHOISAN INSURED the following Is added: 6. Arry person or organization with respect to their liability arising out of the ownership, maintenance or use of the part of the premises leased to you subject to the following additional exclusions: This instance does not apply to: a. Any "occurrence" which takes place after you cease to be a tenant in that premises. b. Structural alterations, new corMnxtion or demolition operations performed by or on behalf of that person or organization. Page 4 of 5 lixWes copyrgA it ewol of the www" Services Office. Inc. used with its permission.