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u2iuui2004 16:37 31039371.86 WHITE & 00 J When this insurance IS excess, we will' haVe.ro duty urdeF;CoYeragM A or 6 to defoe�rftba ur -. sured again any'sutt''if any other insur6rhas a duty to dst efend the Insured against that *suit` If' rip Other., Insur* defends, we will Xmilertake to do so, but we wil be emitled to the iiisuredsf rights.against'ad those other insurers-, When, this- insurance is excess over other -9 1- surance, tire: wol pay only' our sham-.10't the amount of the lose, if any: that exc� the. .S.Gm.Oh .:, . (T) The total arnouht that all'such other thsur= ahce,svotdd• Pay -for the loss in therabserim . of this insurance; and -(2) The total of all deductible and self-in§ured artfounts urideir all that other insurance. We• wPI share. the rernaGting.loss, W any; with' any'otther'ihsoranoeVIM ii not described in this Excess insurance provision and Was not bought .spectiraly to apply In excess of the Limns of Insurance shown in the Decleratlorts of this Coverage, Part. O. Method Of Sharing' It aH' "of tfie outer insuraripe, .permits contribu- tbn` by equal shares, we will follow this method also: Under this approach each insurer con - tribisfes equal amounts unto it has paid its ap. plicable limn of insurance or none or the loss remains, whichever comes first. if." of the -other insurance does not permit contribution Vy equal shares, we will contribute by. omits: Under this method, each insurer's sharb` Is based on the ratio of its applicable limn of insurance to the total applicable omits of Insurance of all insurers. M Premium Audit a. We will compute an premiums for this Cover- age Part in accordance with our rules and rates, b. Premium shown in this coverage Part as ad- vance premium is a deposit premium only, At the close of each audit period we will Compute ._ the earned premium for that period. Audit premiums are due and payable on notice to the first Named Insured. it the sum of the ad- vance and audit premiums paid for the policy period is greater than the earned premium, we will return the excess to the first Named. iri_ sured. G The first Named Insured must keep records of the information we need for premium compu- tation, and send us copies at such times as we may request Page 10 of 13 PAGE 03/03 8. Represft etions . By acceptitrg this polioXj you agree:.: c m The staterooms in. the Deckuatioit's .ale accu- rate arid:complete _ b. Those statements are based upon representa- tions you:made to us; and r c; We have. issued this policy in relteix6it upon your representations. x: 7. Separatibiw011 Insureds Exoepf'witlr .. pact to the Limits: W liiiurarice, and any rtgfMs or dudes specdically,:a. geed in this Covl #ra PaR to ' irhe fii at Name c 'lioured, this Insurar4.2 .. , . +:•c; . a. As it each Named Insured were the only Named insured; and b. Separately to each insured against whom claim is made or "sun' b brought 8 Transfer Of Rights Of Recovery Against Others To Us ` If the insured has rights °to recover all or:pad bf any payment we have made under this Coverage Part, those rights are transferred to us.- The in - .. sunlid must do nothing after loss to impair them. At our request, the Insured will Wing 'suit" or transfer those rights to us and help us enforce them. 9. When We Do Not Renew It we decide not to renew this Coverage Part, we Will mail or deliver to the first Named Insured shown in the Declarations written notice: of the nonrenewal not less than 30 days gore tare expi- ration date. If notice is mailed, proof of mailing will be suffi- cient proof of notice. SECTION V - DEFINITIONS I. 'Achrertisement' means a notice that is broadcast or published to the general public or specific mar- ket segments about your goods, products of serv- ices for the purpose Of attracting customers or -supporters, 2. 'Auto' means a land motor vehicle, trailer or semitrailer designed for travel on public roads, in- cluding any attached machinery or equipment. But "auto' does.not include 'mobile equipment'. 3. 'Bodily inW means bodily injury, sidmess or 011383 from any of these person, Including g death re. 4. ' Coverage territory means: a The United States of America (Incluakig its territories and Possessions), Puerto' Rico and Canada; copyright, Insurance Services office, Itx9j, X1997. CG go 0b,F 9t [ c .