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07;':•112N0E 05:25 31047562S'c, DONNA DESMOND ASSOC. <br />Prom: st&C, %ctla At Mat & Ae . FaXO: e30-5054268 To: Dmne <br />IMPORTANT <br />PAGE 014106 <br />Dabs : 577952�008t t�:29 AM Page, 3 of 5 <br />If the cerutfcate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. A statement <br />on this certificate does riot confer rights to the certificate holder in lieu of such endorsemant(s). <br />If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may <br />require ar endorsement. A statement on this certificate does not confer rights to the certificate <br />holder in lieu of such endorsement(s). <br />DISCLAIMER <br />The Certificate of Insurance on the reverse side of this form does not constitute a Contract between <br />the issuing insurer(s), authorized representative or producer, and the certificate holder, nor does it <br />affirmatively or negatively amend, extend or alter the coverage afforded by the policies listed thereon. <br />A C-Rc as tagovoel <br />