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f IMPORTANT <br />If the cerfificate holder Is an ADDITIONAL INSURED, the pollcy les must be endorsed. A statement <br />on this certificate does not confer Nghts to the certfficate holder in Ileo of such endorsement(s). <br />If SUBROGATION IS lW IVE , subject to the terms and conditions of the policy, certain pollcles may <br />require an andorsement. A statement on this certificate does not confer rights to the certl#tcate <br />holder in lieu of such endor ement s . <br />DISCLAIMER <br />The Certificate of Insumnce Insuranceon the reverse side of this form does not constitute a contract between <br />the issuing Insurer(s), authorized representative or producar, and the cardficate holder, nor does it <br />affirmatively or negafively amend, extend or alter the coverage afforded by the policies listed Hereon. <br />ACDRD 25 (20011108) <br />