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the agency of any impact on the agency's account. You may not use anyone else's account at any time, as your password and user name are for the purchaser's sole use. Purchasers of premium content through this Web site are not permitted to share, distribute, sell, or otherwise transfer their password to other individuals. Significant or unusual use of a single user name and password (including, but not limited to, significant use of a single user name and password on multiple computers) could result in suspension of that password. The premium content is protected by the copyright laws of the United States of America and the other terms of this Terms and Conditions of Use page. IV. PAYMENTS You agree to pay the current fees for all services purchased using your user name and password. All services are payable in full within forty-five (45) days from subscription acceptance. Any amounts past sixty (60) days shall accrue interest at one (1) percent per month for past due accounts. V. PRIVACY POLICY Lexipol shall keep all information you provide confidential and private in accordance with our privacy policy. Because security is important to Lexipol and our users, we will always make reasonable efforts to ensure the security of our systems. Lexipol employs security systems to protect the information we receive from our users. The Lexipol Policy Web site uses Secure Socket Layer (SSL) Protocol for browsers that support 128-bit encryption (such as Microsoft® Internet Explorer 5 and greater). SSL encrypts information as it travels between the customer and Lexipol. Please be aware that Internet data transmission is not always 100% secure and we cannot warrant that information you transmit utilizing our Service or Web site is 100% secure. VI. APPLICATION OF LAW AND JURISDICTION You agree that any claim, action, or proceeding arising out of these Terms and Conditions of Use, or your use of the Web site, shall be governed by and construed in accordance with the laws of the State of California applicable to contracts to be wholly performed therein, and any action based on or alleging a breach of this Agreement must be brought in a state or federal court in Orange County, California. In addition, you agree to submit to the personal jurisdiction of such courts. This Agreement shall be governed and interpreted pursuant to the laws of the State of California, United States of America, notwithstanding any principles of conflicts of law. VII. INDEMNIFICATION You understand that Lexipol and its agents, employees and representatives have developed policy guidelines and content in a good faith effort to comply with all