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<br />IMPORTANT <br /> <br />If the certificate holder Is an ADDITIONAL INSURED, the pollcy(l9s) must be endorsed. A statement <br />on this certlficata does not confer rights 10 the certificate holder in lieu of such endorsemenl(s). <br /> <br />If SUBROGATION IS WAIVED, subjecllo the terms and conditions of the policy, certain policies may <br />require an endorsement. A statemenl on this certificate does not confer rights to the certificate <br />holder in lieu of such endorsemenl(s). <br /> <br />DISCLAIMER <br /> <br />The Certificale of Insurance on the reverse side of this form does not constitute a contract between <br />the issuing insurer(s), authorized representative or producer, and Ihe certiflcale holder, nor does II <br />affirmatively or negatively amend, extend or alter the coverage afforded by the policies listed thereon. <br /> <br />'I <br /> <br />l --' , J <br /> <br />-.'. ,.; <br /> <br />~.211 <br /> <br />ACORD 25 (2001108) <br />