CATHLEEN FORCUCCI DANCE ACADEMY 2

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; J I'J8 g. Any state or political subdivision. but only as respects legal liability incurred by the state or political subdivision solely be- cause it has issued a permit ;n connec- tion with premises you own. rent, or control for one <Jf the hazards listed below: ( 1) The existence. maintenance. repair. construction. erection. or removal of advertising signs, awnings. cano- pies, cellar entrances, coal holes. driveways. manholes, marquees, hoistaway openings, sidewalk vaults, street banners or decorations and similar exposures; (2t The construction. erection or re- moval of elevators; or 13) The ownership, maintenance or use of any elevators covered by this in- surance. 3. With respect to "mobile equipment" regis- tered in your name under any motor vehicle registration law. any person is an insured while driving such equipment along a public highway witl1 your permission. Any other per- son or organization responsible for the con- duct of such person is also an insured, but only with respect to liability arising out of the operation of the equipment. and only if 1"10 other ir.surance of any kind is available to that person or organization for this liability. However. no person or organization is an insured with respect to: 3. "Bodily injury" to a co-"employee" of the person driving the equipment or b. "Property damage" to property owned by, rented to, in the charge of or occu- pied by you or the employer of any person who is an insured LXlder this pro- vision. 4. Any organization you newly acquire or form. other than a partnership or joint venture. and over which you maintain ownership or majority interest. will qualify as a Named Insured if there is no other similar insurance available to that organization. However: a. Coverage under this provision is afforded only until the 180th day after you ac- quire or form the organization or the end of the policy period, whichever is earlier; b. Coverage A does not apply to "bodily injury" or "property damage" that oc- curred before you acquired or formed the organization; and c. Coverage B does not apply to "personal and advertising injury" arising out of an offense committed before you acquired or formed the organization. No person or organization is an insured With respect to the conduct of any current or past partnership. joint venture or limited liability com- pany that is not shown as a Named Insured in the Declarations. SECTION III - LIMITS OF INSURANCE 1. The Limits of Insurance shown in the Dec- larations and the rules below fix the most we will pay regardless of the number of: 3. insureds; b. Claims made or "suits" brought; or c. Persons or organizations making claims or bringing "suits" 2. The General Aggregate Limit is the most we will pay for the sum of: 3. Damages under Coverage A. except damages because of "bodily injury" or "property damage" included in the "prod- ucts-completed operations hazard"; and b. Damages under Coverage B_ The General Aggregate Limit applies sepa- rately to each location owned by or rented to you. Location, as used here, means pre- mises involving the same or connecting lots, or premises whose connection is interrupted only by a street. roadway, waterway or right-at-way of a railroad. 3. The Products-Completed Operations Ag- gregate Limit is the most we will pay under Coverage A for damages because of "bodily injury" and "property damage" included in the "products-completed operations hazard". 4. Subject to 2. above, the Personal and Ad- vertising Injury Limit is the most we will pay under Coverage B for the sum of all dam- ages because of all "personal and advertis- ing injury" sustained by anyone person or organization. 5. Subject to 2. or 3. above. whichever ap- plies. the Each Occurrence Limit is the most we will pay for the sum of: a. Damages under Coverage A; and b. Medical expenses under Coverage C because of all "bodily injury" and "property damage" arismg out of anyone "occurrence". 6. Subject to 5_ above. the Tenants Legal li- ability Limit is the most we will pay under 952001 Ed 4-99 I~CIVd'l ~aPY'lqhl.d mll,r,,,l 01 "U~r.nl:' S,'Vle.. OHic_, lilt" ...,,/1 .ts gl'''''!.SS)Ur1 CllCyrll}/1l, ""'H.n". S.r",'". Olil,.. 'fIC;.. 1'9; CQ,ll)/'I?IU, 1999, h4....yl.I'ld. C,n...n... CQ"'"...."'. n 10 'OClll..,.,1I ~'.l ~~c .......".Qr'I, Page 10 of 17