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BIG INDEPENDENT CITIES EXCESS POOL <br />EXPERIENCE RATING <br />Relative Loss Rates <br />I. zopl ioz <br />Percent Relative <br />Reportetl Loss <br />Percent Incurretl Rate <br />Payroll Losses 2001 102 <br />CItY 2001 /02 20(031)Ip2 (3)I(z) <br />(1) (2) (4) <br />Huntington Beach 23.0°0 20.2% 0.8]9 <br />Oxnard 13.2% 34.9% 2.651 <br />San Bernardino 22]% 214% p.940 <br />Sanle Ane 34]% 13.8% 0.399 <br />West Covina 6.5°0 9.]% 1.494 <br />Total 100.0% 100.0% 1.000 <br />I L 2002103 <br />Percent Relative <br />Reported Loss <br />Percent Incurretl Rate <br />Payroll Losses 2002/03 <br />Clry 2002103 2002/03 (3)/(2) <br />111 (2) (3) (4) <br />Huntington Beach 23.1 % 39.3% 1]04 <br />Oxnartl 13.9% 25.9% 1.866 <br />San Bernardino 22.0% 9.1 % 0.416 <br />Santa Ana 34.6% 24.4% 0.]04 <br />Wesi Covina 6.4% 1.3% 0.195 <br />Total 100.0 % 100.0 % 1.000 <br />I IL 2003104 <br />Percent Relative <br />Reportetl Loss <br />Percent Incurretl Rale <br />Payroll Losses 2003104 <br />Clry 2003104 2003/04 (3)/(2) <br />l1) (21 13) (4) <br />Huntington Beach 22.2% 19.fi% 0.88] <br />Oxnard 14.1 % 16.8% 1.189 <br />San Bernardino 24.4% 41.3% 1.fi91 <br />Santa Ane 322% 19.8% 0.61fi <br />Wesi Covina ].2% 25% 0.348 <br />Total 100.0% 100.0% 1.000 <br />Sections I, II and III, (2) are from Exhibit CA-1. <br />Sections I, II an0 III, (3) are from Exhibit CA-2. <br />APPENDI A-1 <br />Ex ibis CA-4 <br />