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Sectic <br />Sectic <br />Sectic <br />Sectla <br />Sectla <br />Sedio <br /> APPEND X A <br /> A <br /> PPENDIX -1 <br /> BIG INDEPENDENT CIT IES EXCESS POOL Ex ibit CA~ <br /> E%PERIENCE RATING <br /> Calculati on a( Experience Mctlification Factor for 2005/06 <br />I. Average Relative Loss Rate <br /> Average <br /> Relative <br /> Loss <br /> Rate <br />Relative Relative Relative 2001 I021o <br />Loss Loss Loss 2003/04 <br />Rate Rete Rate Av9Il2) <br />City 2001 102 2002103 2003/04 (3).(41] <br />(1) (2) (3) (4) (5) <br />Hvolingt0n Beach 0.879 1.]04 0.88] 1.15] <br />Oxnartl 2.651 1.866 1.189 1.902 <br />Sen Bernartlino 0.940 0416 1.691 1.015 <br />Santa Ana 0.399 0.]04 O.fi16 0.5]3 <br />West Covina 1.494 0.195 0.348 0.6]9 <br />Total 1.000 1.000 1.opo 1.000 <br />II. Average Relative Claim Rate <br /> Average <br /> Relative <br /> Claim <br /> Rate <br />Relative Relative Relative 2001102 to <br />Claim Claim Claim 2003/04 <br />Rate Rate Rate Avg((2) <br />City 2001 102 20p21o3 2003104 (3),(4)J <br />11) I2) I3) 14) (S) <br />Huntington Beach 1.634 2.500 0.000 1.3]8 <br />Oxnartl 1.898 1.440 0.000 1.113 <br />San Bernartlino 1.100 0.000 2.500 1.200 <br />Santa Ana 0.000 0.5]] 1.03] 0.538 <br />Wes(Covina 1.929 0.000 0.000 <br />~ 0.643 <br />Total 1.000 1.aoo 1.poo 1.000 <br />III. Experience Motlification Factor <br />Average Average <br />Relative Relative Average <br />Rate Rlate <br />R <br />i Percent <br />ro <br />1 Cretlibility Prior 2005/06 <br />2p01 /0210 2001102 io ng <br />at 2001 <br />~ <br />to Waight Experience Experience <br />2003/04 2003/04 Factor <br />20p3104 (5)Q(5)+ Motlification Motlification <br />Clty Avg((2),(3)] Max(5)X1] Facor Factor <br />(1) (2) ~ (3) I4) 15) lfi) (]) (8) <br />Huntington Beach 1.15] 1.378 1.26] ~ 227% 0402 1.040 1 <br />1 9 <br />Oxnartl 1.902 1.113 1.50] 13.]% 0.289 . <br />14]9 14 4 <br />San Bernartlino 1.015 1.200 1.108 23.1 °0 0.406 0.985 1 <br />0 3 <br />Santa Ana 0.573 0.538 0.556 33.8% 0.500 . <br />0.]fi0 0 <br />6 6 <br />JJes(Covina 0.6]9 0.643 p.661 6.]% 0.166 . <br />1.166 1.0 0 <br />total 1.000 1.000 %aoo - ~ 1.000 1.0 <br />n I, (2), (3) and (4) are from Exhibit CA-4. <br />n IL (2), (3J antl (4) are from Exhibll CA-5. <br />n 111, (5) I5 tram Exhibit CA-1. <br />n III, (6) Is tlesignetl to give the largest city a weight of 0.500 antl others proportio nally less. <br />n III, p) is from the prior experience rating stutly. <br />n III, (8) = (4) x (6) + [1000 - (6)] x (]). It Is subject to en off-balance factor of 0.998- <br />