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Sent By:•ALLIED BROKERS; 949 4531244; Jul -26 -07 9:26; raye o BUSINESS LIABILITY COVERAGE FORM 2. Applicable To !Medical Expenses Coverage e. A trust, you are an insured. Your trustees We will not pay expenses for "bodily injury". are also insureds, but only with respect to a. Any insured their duties as trustees. 7o any insured, except "volunteer workers" 2, Each of the following 9 Is also an insured: b. Hired Person a. Employees And Volunteer Workers To a person hired to do work for or on behalf Your "volunteer workers" only while of any insured or a tenant of any insured. performing duties related to the conduct of c. Injury On Normally Occupied Premises your business, or your "employees ", other that) either your "executive officers" (if you To a person injured on that part of are an organization other than a premises you own or rent that the person partnership, joint venture or limited liability normally occupies. company) or your managers (if you are a d. Workers' dompettsation And similar limited liability cumpany), but only for acts Laws within the scope of their employment by To a person, whether or not an you or while performing duties related to "employee" of any insured, if benefits for the conduct of your business the "bodily injury" are payable or must be However, none of these "employees" or provided under a workers' compensation "volunteer workers" are insureds for or disability benefits law or a similar law. (1) "Bodily injury" or "personal and e. Athletics Activities advertising injury": To a person injured while practicing, (a) To you, to your partners or Instructing or participating In any physical members (if you are,a partnership exercises Or games, sports or athletic or joint venture), to your members contests. (if you are a limited liability f. Products - Completed operations Hazard company), or to a co- "employee" Included with the "products -completed while in the course of his or her pera o operations hazard ". - employment or performing duties related to the conduct of your g. Business Liability Exclusions business, or to your other Excluded under Business Liability Coverage. "volunteer workers" while C. WHO IS AN INSURED performing duties related to the conduct of your business; 1. if you are designated in the Declarations as (b) To the spouse, child, parent, a. An individual, you and your spouse are brother or sister of that co- insureds, but only with respect to the "employee" or that "volunteer conduct of a business of which you are the worker" as a consequence of sofa owner, Paragraph (1)(a) above: b. A partnership Or joint venture, you fare an (c) For which there is any obligation insured. Your members, your partners, and to share damages with or repay their spouses are also insureds, but only with someone else who must pay respect to the conduct of your business. damages because of the Injury c. A limited arability company, you are an described in Paragraphs (1)(a) or insured. Your members are also insureds, (b) above, or but only with respect to the conduct of your (d) Arising out of his or her providing Du5ine8S. Your managers are Insureds, . but or failing to provide professional only with respect to their duties as your health care services managers, If you are not in the business of Of. An organization other; than a partnership, providing professional health care joint ventw'e or aimlted Ilatmlty company., you services, Paragraph (d) does riot apply are an insured,. Your "executive officers" and to any nurse, emergency medical directors are Insureds, but only will) respect technician or paramedic ernptoyed by to their duties as your officers or directors. you to provide such services. Your stockholders are also insureds, but only (2) "Property damage" to property with respect to their liability as stockholders. (a) Owned, occupied or used by, Page 10 of 24 Form SS 00 08 04 05