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INSURANCE REQUIREMENTS FOR CONSULTANTS <br />IMPORTANT - YOU MAY NOT COMMENCE WORK FOR THE CITY OF SANTA ANA UNTIL <br />APPROPRIATE INSURANCE HAS BEEN APPROVED BY THE CITY ATTORNEY'S OFFICE. <br />TYPES OF INSURANCE REQUIRED: <br />CGL (Commercial General Liability) — CGL insurance is required when the Consultant will be <br />performing services on City property or receiving City grant funds. A $1,000,000.00 per <br />occurrence policy is required. The certificate of insurance must provide 30 days notice of <br />cancellation or material reduction in policy limits. Additionally, the City of Santa Ana, its officers, <br />agents, volunteers and employees shall be named as an additional insured via an additional <br />insured endorsement. The additional insured endorsement shall provide that the Consultant's <br />insurance is primary to any insurance or self-insurance carried by the City as well as a <br />separation of insured's clause. As an alternative, the City of Santa Ana offers vendor's liability <br />insurance. Please call Rosa Flores at 647-5340 for more details. <br />Automobile - Automobile insurance is required when the Consultant will be driving from one <br />City site to another City site in a non -City vehicle. A $1,000,000.00 per occurrence policy for <br />owned, hired and non -owned automobiles is required. <br />Worker's Compensation — In accordance with the provisions of Section 3300 of the California <br />Labor Code, any Consultant with employees must maintain employer's liability insurance with <br />limits not less than $1,000,000.00 per accident. Worker's Compensation is not required for sole <br />proprietors or a partnership with no employees. However, these Consultants must complete a <br />"Worker's Compensation Declaration." This form may be obtained from City staff. <br />Professional Liability — Professional liability insurance is required for state licensed <br />professionals, such as, engineers, architects, CPAs, attorney and medical professionals. A <br />$1,000.000 policy is required. <br />