CALIFORNIA PROPERTY SPECIALIST, INC. (CPSI) 1A - 2007

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53SBATQ5714 BUSINESS LIABILITY COVERAGE FORM representative will have all your rights and (b) To "bodily injury" or "property duties under this policy. damage" arising out of the sole e. Any "employee" of the insured while acting negligence of the lessor. in the scope of his /her duties as a retail (3) When owners or other Interests pharmacist, or optician or optometrist. from whom land has been leased f. Additional Insureds by Contract, become an insured under provision Agreement or Permit 2.f., the following additional exclusions Any person or organization with whom you apply, agreed, because of a written contract or (a) Any 'occurrence" which takes agreement or permit, to provide insurance place after you cease to lease that such as is afforded under this Business land; or Liability Coverage Form, but only with (b) Structural alterations, new respect to your operations, "your work" or construction or demolition facilities owned or used by you. operations performed by or on However, coverage under this provision behalf of the owners or other does not apply: interests from whom land has (1) Unless the written contract or been leased. agreement has executed or permit has (4) When managers or lessors of been issued prior to the "bodily injury," premises become an insured under "property damage," "personal injury" provision 21, the following exclusions or "advertising injury," apply: (2) To any person or organization (a) Any "occurrence" which takes included as an insured under provision place after you cease to be a g. (Broad Form Vendors). tenant in that premises: or (3) To any other person or organization (b) Structural alterations, new shown in the Declarations as an Addi- construction or demolition tional Insured. operations performed by or on Coverage under this provision includes behalf of the manager or lessors of the following: the premises. (1) When an engineer, architect or g. Additional Insured - Broad Form Vendors surveyor becomes an insured under Any person or organization with whom you provision 2.f., the following additional agreed, because of a written contract or exclusion applies: agreement to provide insurance, but only "Bodily injury," "property damage," with respect to "bodily injury" or "property "personal injury," or "advertising damage" arising out of "your products" injury" arising out of the rendering of which are distributed or sold in the regular or the failure to render any course of the vendor's business, subject to professional services by or for you the following additional exclusions: including: (1) The insurance afforded the vendor (a) The preparing, approving, or does not apply to: failure to prepare or approve (1) 'Bodily injury" or "property damage" maps, drawings, opinions, reports, for which the vendor is obligated to surveys, change orders, designs pay damages by reason of the or specifications; and assumption of liability in a contract (b) Supervisory, inspection, or or agreement. This exclusion does engineering services. not apply to liability for damages (2) When a lessor of leased equipment that the vendor would have in the becomes an insured under provision absence of the contract or 2.f., the following additional exclusions agreement; apply: (ii) Any express warranty unauthorized (a) To any "occurrence" which takes by you; place after the equipment lease (iii) Any physical or chemical change expires; or in product made intentionally by the vendor; (iv) Repackaging, unless unpacked solely for the purpose of Form SS 00 0810 96 Printed in U.S.A. (NS) Page 9 of 18 Copyright, Hartford Fire Insurance Company, 1996