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this Agreement is justified, the Consultant shall so notify the City and Program Manager in writing, stating the reasons, and Program Manager shall assure that its Construction Manager notifies all potentially affected Contractors of such determination and such reasons. Claims by the City or any affected Contractor in opposition to such determination must be made within 21 days after the Consultant has given notice of its determination. If the City and any Contractor cannot mutually agree on the amount of an adjustment to the contract sum for an affected Construction Contract, the adjustment shall be determined in accordance with the guidelines set forth in Article 17 below. ARTICLE 11 11. INSURANCE 11.1 General Requirements a. Before allowing a Contractor to commence the Project work, Program Manager shall assure that its Construction Manager requires such Contractor provides the insurance policies specified below, and shall require its Construction Manager to file copies of certificates of said insurance with the City. Each of the insurance policies shall be issued by: (1) Either a California Admitted Surety/Insurer OR a current Treasury Listed Surety (Federal Register); and (2) Either a current A.M. Best A VIII rated Surety or Insurer. 11.2 Public Liability and Property Damage Insurance a. Occurrence type Public Liability and Property Damage Insurance shall protect the City, its officers, agents, employees, volunteers and Program Manager, from claims for damages for personal injury including wrongful death, as well as from claims for property damages, which may arise from or in connection with the Contractor's performance or the Contractor's omission to perform any term or condition set forth in the Contractor's Construction Contract, whether such performance be by the Contractor or anyone directly or indirectly employed by the Contractor as follows: (1) General Liability: $ 1,000,000 combined single limit per occurrence for bodily injury, personal injury and property damage. If Commercial General Liability Insurance or other form with a general aggregate limit is used, either the general aggregate limit shall apply separately to any act or omission to act by the Contractor under its Construction Contract or the general aggregate limit shall be twice the required occurrence limit. (2) Automobile Liability: $1,000,000 combined single limit per accident for bodily injury and property damage. 12