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Employee Group Insurance Renewals <br />September 17, 2007 <br />Page 2 <br />Delta Dental has agreed to renew our contract for a period of two years <br />with no rate increase. We are currently in the second year of a three <br />year contract with Safeguard Dental, and there will be no rate increase. <br />However the rates for United Healthcare Dental, who acquired Pacific <br />Union Dental during 2007, will increase 7% and are guaranteed for a <br />period of one year. <br />Dental Plans <br />Type of Coverage Safeguard Dental Safeguard Dental Percent <br /> Current Rate Rate 2008 Change <br />Employee $25.28 $25.28 Oo <br />Employee Plus $43.22 $43.22 Oo <br />Family <br />Type of Coverage Pacific Union United Healthcare Percent Change <br /> Current Rate Rate 2008 <br />Employee $25.22 $26.99 7.Oo <br />Employee Plus $54.23 $58.03 7.Oo <br />Family <br />Type of Coverage Delta Dental Delta Dental Percent Change <br /> Current Rate Rate 2008 <br />Employee $48.39 $48.39 0.0% <br />Employee Plus $111.90 $111.90 O.Oo <br />Family <br />25A-2 <br />