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1 <br />(2) Fo: the purpose of determining the limits of d. Workers' Compensation And Similar Claws <br />insurance for incidental medical malpractice Any obligatior of the insured under <br />workers' <br />anv alit or omission together with all related acts compensation disability benefits or un <br />ployrneni <br />or omissions in the fumishing of these services compensation law or any similar law <br />i <br />to any one person will be conside,ed one e. Employer's Liability <br />"occurrence" <br />"Bodily injury" to <br />2. Exclusions <br />(1) An "employee" I,-)f the insured arisin!1 <br />out of and <br />This insurance does not aoply!o <br />in the course of: <br />a. Expected Or Intended Injury (a) Employment by Inc insured, or <br />"i3adsly injury" or "property damage" expected or (b) Performing duties related to th? <br />conduct of <br />intended from the standpoint of the insured Th!s the insured's business; or <br />exclusion does not apply to "bodily injury" of <br />"property damage" resulting from the use of (2) The spouse child, parent brother <br />for sister of <br />reasonable force to protect persons or property that "employee" as a consequence <br />of <br />Paragraph (1) above. <br />b. Contractual Liability <br />"Bodily injury " or "property damage" for which the This exclusion applies <br />insurea is obligated to pay damages by reason of (1) Whether the insured may be li <br />ble, as an <br />the assumption of liability in a contract or employer or in any other capacity, a <br />d <br />agreement This exclusion does not apply to liability (2) To any obligation to share damages <br />with or <br />for damages repay someone else who must pay <br />damages <br />(1) That the insured would have in the absence of because of the injury. <br />the contract or agreement: or This exclusion does not apply to fiabili <br />y assumed <br />(2) Assumed in a contract or agreement that is an by the Insured under an "insured contract" <br />"insured contract', provided the "bodily injury" or f. Pollution <br />"property damage" occurs subsequent to the (1) "Bodily injury" or "property damage <br />arising out <br />execution of the contract or agreement. Solely of the actual, alleged or threaten <br />discharge. <br />for the purposes of liability assumed in an dispersal, seepage, migration <br />re lease or <br />"insured contract", reasonabie attomey fees and escape of "pollutants' <br />necessary litigation expenses incurred by or for <br />a party other than an insured are deemed to be (a} At or from any premises. site <br />or location <br />damages because of "bodily injury" or "properly which is or was at any time <br />owned or <br />damage ", provided occupied by, or rented or loaded <br />to, any <br />insured. However, this subpar <br />(a) Liability to such party for, or for the cost of, <br />raph does <br />n ot apply to <br />that party's defense has also been assumed <br />it the same "insured contract ": and (i) "Bodily injury" if sustained <br />within a <br />building and caused by sin <br />ke. fumes. <br />(b) Such attorney fees and litigation expenses <br />vapor or soot produced by <br />or originating <br />are for defense of that party against a civil or <br />from equipment that is used <br />heat, cool <br />alternative dispute resoiuiian proceeding in or dehumidify the building. <br />equipment <br />which damages to which this insurance that is used to heat water <br />or ,personal <br />applies are alleged, use, by the building's occupants <br />or their <br />c. Liquor Liability guests; <br />"Bodily injury" or "property damage" for which any (it) "Bodily injury" or "property <br />damage" for <br />insured may be held liable by reason of: which you may be held liable <br />it you are a <br />(1) Causing or contributing to the intoxication of any contractor and the owner <br />c r lessee of <br />person, such premises, site or locatii <br />on has been <br />(2) The furnishing of alcoholic beverages to a added to your policy as <br />insured with respect to <br />additional <br />your ongoing <br />person under the legal drinking age or under the operations performed for th <br />t additional <br />influence of alcohol: or insured at that premises. sit <br />or location <br />(3) Any statute, ordinance or regulation relating to and such premises, site or <br />Ic canon is -not <br />the sale, gift, distribution or use of alcoholic and never was owned or oa <br />upied by, or <br />beverages rented or loaned to, any in <br />ured. other <br />This exclusion applies only if you are in the than that additional insured. <br />or <br />business of manufacturing, dâ–ºstrinuting selling, <br />serving or furnishing alcoholic beverages. <br />Page 2 of 19 H <br />*01 06 05 <br />