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b. Ale will make these payments regardless of fault. <br />These payments will not exceed the applicable limit <br />of insurance We will pay reasonable expenses for- <br />(1) First aid administered at the time of an accident, <br />(2) Necessary medical. surgical, x -ray and dental <br />seances including prosthetic devices. and <br />(3) Necessary ambulance. hospital, professional <br />nursing and funeral services <br />2. Exclusions <br />We will not pay expenses for "bodily injury" <br />a. Any Insured <br />To any insured, except "volunteer workers" <br />b. Hired Person <br />To a person hired to do work for or on behalf of any <br />insured or a tenant of any insured <br />c. Injury On Normally Occupied Premises <br />To a oerson injured on that part of premises you <br />own or rent that the person normally occupies. <br />d. Workers Compensation And Similar Laws <br />To a person, whether or not an "employee" of any <br />insured, if benefits for the "bodily injury" are payable <br />or must be provided under a workers' compensation <br />or disability benefits law or a similar law. <br />e. Athletics Activities <br />To a person injured while practicing. instructing or <br />participating in any physical exercises or games. <br />sports. or athletic contests <br />f. Products - Completed Operations Hazard <br />Included within the "products- completed operations <br />hazard ". <br />g. Coverage A Exclusions <br />Excluded under Coverage A <br />SUPPLEMENTARY PAYMENTS — COVERAGES <br />A AND B <br />1. We will pay. with respect to any claim we investigate or <br />settle, or any "suit" against an insured we defend, <br />a. All expenses we incur <br />b. Up to $1,000 for cost of bail bonds required <br />because of accidents or traffic law violations arising <br />out of the use of any vehicle to which the Bodily <br />Injury Liability Coverage applies We do not have <br />to furnish these bonds. <br />c. The cost of appeal bonds or bonds to release <br />attachments, but only for bond amounts within the <br />applicable limit of insurance. We do not have to <br />furnish these bonds. <br />d" All reasonable expenses incurred by the insured at <br />our request to assist us in the investigation or <br />defense of the claim or "suit ", including actual loss <br />of earnings up to $500 a day because of time off <br />from work. <br />e. All costs taxed against the insured in thel "'suit" <br />f. Prejudgment interest awarded against the insured <br />on that part of the judgment we pay If Ae make an <br />offer to pay the applicable limit of insura ce we will <br />not pay any prejudgment interest based ''on 'hat <br />period of time after the offer. <br />g. All interest on the full amount of ary judgment that <br />accrues after entry of the judgmen: ani oggre we <br />have paid. offered to pay, or deposited r court the <br />part of the judgment that is within the{ applicabie <br />limit of insurance. <br />These payments will not reduce the limits oflinsurande. <br />2. If we defend an insured against a "su " and an <br />indemnitee of the insured is also named a a party fo <br />the "suit" we will defend that indemnitee f all of the <br />following conditions are met <br />a. The "suit" against the indemnitee seeks damages <br />for which the insured has assumed the, liability .of <br />the indemnitee in a contrast or agreeme t that is an <br />"insured contract" <br />b. This insurance applies to such liab dy assumed by <br />the insured. <br />c. The obligation to defend, or the cost oll trie defense <br />of. that indemnitee" has also been assurned by the <br />, nsured in the same "insured contract' <br />d. The allegations in the "suit" and the inf mallon we <br />know about the "occurrence" are su h that tic <br />conflict appears to exist between the erests of <br />the insured and the interests of the "nde nilee; <br />e. The indemnitee and the insured ask us to conduct <br />and control the defense of that indemnitee, imst <br />such "suit" and agree that we can assig ri the same <br />counsel to defend the insured and the derrinitee. <br />and <br />f. The indemnitee <br />(1) Agrees in writing to <br />(a) Cooperate with us in the in�estigati0n, <br />settlement or defense of the "suit'; <br />(b) Immediately send us copies of any <br />demands, notices, summonses or; legal <br />papers received in connection wit title! "suit <br />(c) Notify any other insurer whose doverage is <br />available to the indemnitee: and I <br />(d) Cooperate with us with spebt to <br />coordinating other applicable inlsuranae <br />available to the indemnitee: and ; <br />(2) Provides us with written author,zatiolto; <br />(a) Obtain records and other inform ion ('elated <br />to the "suit"; and <br />(b) Conduct and control the clefeiise of the <br />indemnitee in such "suit" I <br />So long as the above conditions are met attorneys' <br />?ees incurred by us in the defense of that ndetnnitee, <br />Page 8 of 18 HG 00 01 06 ,05 <br />