Laserfiche WebLink
<br />. <br /> <br />.r <br /> <br />e <br /> <br />e <br /> <br />Liability Conditions <br /> <br />Other Insurance <br />(continued) <br /> <br />Premium Audit <br /> <br />Separation Of Insureds <br /> <br />Transfer Of Rights Of <br />Recovery <br /> <br />.................... <br />.................... <br />...........-........ <br />..................... <br /> <br />................................... <br />................. <br />.................. ..... <br /> <br />liability Insurance <br />Form 80-02-2000 (Ed. 4-94) <br /> <br />Wh~n this insuran~e is excess over other insuran~e, we will pay only our share of the amount of the <br />loss, if any, that exceeds the sum of: <br /> <br />th~ total amount that all such other insuran~e would pay for the toss in the absence of this <br />insuran~e; and <br /> <br />the total of all deductibk and self-insured amounts under all that other insurance. <br /> <br />We will share the remaining loss, if any, with any other insuran~e that is not described in this <br />Excess Insurance provision and was not purchased specifically to apply in excess of the Limits Of <br />In.'iur;.mce shown in the Dcclarations of this insurance. <br /> <br />Method at Sharing <br /> <br />If all of the mher insur:wce permits contribution by equal shares, we wit! foliow this method also. <br />Under '[>is :neth"i ",ad: !I"'l;rer ccmrib'ltes eqL:'.1 amct:nrs :.Jr.t;l,: ~a.; paiC :ts .:.r;pL.:able lintit of <br />insurance or none of the loss remains. whichever comes first. <br /> <br />If any of me olher insurance does not p~rmit contrioution by equal shares, we will contribute by <br />liUUlS. Under thiS method. each insurer's share is based on the ratio of its applicable limit of <br />insurance to the total applicable limits of insurance of all insurers. <br /> <br />\Vc.: wlll cllm[1Jte all premiums fur thiS ;nsur:w.:e in acco,dlLll.:l.: '.\ ;lh _Jur [Uks and LUes. <br /> <br />[n accordance with the Estimated Premiums section of the Premium Summary, premium~ identified <br />by an asterIsk are estimated premiums and are subjel.:t to Judit. In addition to or in lieu of such <br />designJtion in the Premium Summary. premiums may be designated as e..;timated premiums in the <br />Liability Insurance Section of this policy. In that event, these premiums will Jlso be subject to audit <br />and the second paragraph of the Estimated Premiums section of the Premium Summary will apply. <br /> <br />Except with respect to the Limits Of Insurance and any rights or duties specifically assign~d in this <br />insurance to the firsl named insured, this insurance applies: <br /> <br />as if each nameJ insured were the only named insured: :md <br /> <br />separately to ~ach insured against whom claim is made or suit is brought. <br /> <br />If the insured has rights to recover all or part of any payment we have made under this insurance, <br />those rights are transferred to us. The insured musl do nothing after loss to impair them. At our <br />request. the insured will bring suit or transfer those rights to us Jnd help us enforce them. <br /> <br />fhl.'i clJOdilll1n docs nol apf'ly to medical expense, <br /> <br />................................ <br />..... :-:.;;.:..-:-:.............:...........;.............: <br /> <br />................................................ <br />. . . . . . . . . .. ..... ........... <br /> <br />":::::;:::::;:::::::::::;::::::: <br /> <br />Contract <br /> <br />Page 18 of 25 <br />