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<br />MMC <br /> <br />10/16/2008 10:57:02 AM <br /> <br />PAGE <br /> <br />11/006 <br /> <br />Eastern Time Zone <br /> <br />IMPORTANT <br /> <br />If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. A statement <br />on this certificate does not confer r:,ghts to the certificate holder in lieu of such endorsement(s) <br />If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may <br />require an endorsement A statement on this certificate does not confer rights to the certificate <br />holder in lieu of such endorsement(s). <br /> <br />DISCLAIMER <br /> <br />The Certificate of Insurance on the reverse side of this form does not constitute a contract between <br />the issuing insurer(s), authorized representative or producer. and the certifi<::ate hateer, nor does it <br />affirmatively or negatively amend, extend or alter the coverage afforded by the poHcies listed thereon <br /> <br />Acord 25 (2001/08) <br /> <br />Reverse of Page 1 <br /> <br />111/1&/118 <br /> <br />117:57 <br /> <br />Pg: 4 <br /> <br />Fax fro,... <br />