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Date: 11/122007 01:27 PM Sender's Fax ID: Page 7 0( 9 <br />From. At: Heffernan Insurance FaxIO: Heffernan Insurance To: Pacfic Hospitality Group, Inc Date: 11/1YD~7 11:10 AM Page: 7 of 8 <br />Premises Rented 7o You Limit is the greater of: <br />a. $200,000; or <br />b. The Damage To Premises Rented To You Limn shown in the Dedaretions. <br />D. Paragraph 4.b.(1)(b) of Section N -Commercial General LfabNlty Condklorx is deleted and replaced by <br />the following: <br />(2) Thal is property instrante for premises rented to yet or temporariy orxatpled by you with the <br />permission of the owner, or <br />E. This provision 11. (LEGAL LUU3ILRY -DAMAGE TO PREMISES) does not aptly if Damage To Premises <br />Rented To You Liability under Section 1- Coverage A k exduded eitlrer by the provisions of the Coverage <br />Part or try endorsement. <br />12 BROAD KNOYYLEDGE OF OCCURRENCE <br />The follaxing 1s added to pamgreph 2. of Seeibn IV -Commercial Oetarel Liability Condkions - Dutks In <br />The Evert of Ouurrenca, OtYerlse, Claim or Suit: <br />You muss gMe us or our authorized representative notice of an "oixrmence', offense, daim, or "suR"Doty when <br />the "occurrence', offense, daim or "suit" is known tc <br />(1) You, H you are an individual; <br />{2) A parbter, ff you are a partnerehlp; <br />(3) An executive officer or the employee designated by you to give such notice, fl you are a <br />corporation; or <br />{4) A manager, If you are a lhnited liability company. <br />1& NOTICE OF OCCURRENCE <br />The foNowing Is added to paragraph Z, of Sesgon N -Commercial Gerierel Llabllity r;,ondidons -Dulles In <br />The Event of Occurrence, Offense Claim orSuk: <br />Your rights untler fhs Coverage Part wql not be pre)udloed H you faN to glue us notice of an "ocatrrence", offense, <br />daim or "suit" and that faiure is adely due to your reasonable belief. tllaat the "bodiy 'aljury' or "properly damage" <br />is rat covered under this Coverage Part However, you shall glue written notice of this "occurrence", offense, <br />daim or "sus" to us es soon as you are aware that this Insurance may apply to such "occurrence", otfelse darn <br />or "suiC. <br />7,. UNINTENTIONALfAILURETODISCLOSEHAiARD3 <br />Based on our reliance on your represertfations as to existlng hazards,d unintentionally you sholtld fatl to diedaea <br />all such hazards at the inception date of your pdicy, we will not deny coverage under this Coverage Part because <br />of such failure. <br />15. EXPANDED PERSONAL AND ADVERTISING INJURY <br />A. The flowing is added to Section V - Dafinklons, the definition of "personal and adverting In)ury": <br />h. Dlscriminatlon or humiliation that results in injury to the feelings or mutation of a natural person, but <br />oMy H such discrminatlon or humiiation Is: <br />(1) Not done kttentiorrelly by or at the directlon of: <br />(a) The ir~ured; or <br />(b) Any "executive officer, director, stodchdder, partner, member or manager (if you are a <br />Umited liability company) of the assured; and <br />{2} Not directly or indirectly related to the employment, prospedhre employment, past employment or <br />termination of employment of any person or persons by any insured. <br />B. Exdusions of Section I - Coverage B ~ersorgl and AdverUSing Injury Liability is amended to irtdude <br />the flowing: <br />o. Discrimination Relating To Room, DwNling or Premises <br />Caused by discrimination direly or indiredy related ro the sale, rental, lease or sublease or prospectlve <br />sale, rental, lease or sublease at any room, dwelling ix premises by or at the direction of any insured. <br />p. Fines Or Penalfles <br />Floes or penalties levied or imposed by a govemmenhal entity because of discrimination. <br />C. This provision 15. (EXPANDED PERSONAL AND ADVERTISING INJURY COVERAGE) does not appy to <br />d~cdminadon or humiliation commiked in the states of New York or Ohio. Also, EXPANDED PERSONAL <br />AND ADVERTING INJURY COVERAGE does not apdY to policies issued in the sues o1 New York or <br />Ohio. <br />D. This provision 15. {EXPANDED PERSONAL AND ADVERTISING INJURY COYERAOE) does not apply 'd <br />