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<br />IMPORTANT <br /> <br />~the oertificate holder Is an ADDmONAL INSURED, the poIlcy(Jes) must be endorsed. A statament <br />on this certificate does not oonfer rJghts to the certltloate holder In lieu of such endorsement(s). <br /> <br />If SUBROGATION IS WAIVED, subject to the terms and oondJUons of the policy, certain policies may <br />require an endorsemant. A statement on this certnicate does not oonfer rtghts to the certificate <br />holder in lieu of such endorsement(s). <br /> <br />DISCLAIMER <br /> <br />The Certificate of Insurance on the reverse side of this form does not constitute a contract between <br />the issuing Jnsurer(s), authorized representativa or producer, and the certificata holder, nor does tt <br />affirmatively or negatively amend, extend or atter the coverage afforded by the policies listed thereon. <br /> <br />ACORD 25 (2OO11OB) <br />