O.C. TEEN CHALLENGE 7 - 2007 - Laserfiche WebLink

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PI.NP~03 (9/03) A. Medical peyments If Medical Payments Coverage (Coverage C.) is not otherwise excluded from this Coverage Part: 1. The Medical Expense Umlt Is changed subject to aU the terms of Umits Of Insurance (Section III) to the greater 01: a. $15,000; or b. The Medical Expense Umit shown in tha Declarations of this Coverage Part. 2. The requirement in the Insuring Agreement of Coverage C., that expenses must be incurred and reported to us within "one year" of the accident date is changed to " three years." 3. Exclusion a. of Coverage C. at your option, does not apply to your volunteer workers or any person or organization under your direct supervision and control. B, Supplementary Payments In the Supplementary Payments - Coverages A. and B. provision: 1. The limit for the cost of bail bonds is changed from $250 to $2,500; and 2. The limit for loss of earnings is changed !rom $250 a day to $500 a day. C. Are, Ughtning, Explosion, Smoke and Leaks from Sprinklers If damage by fi re to premises rented to you is not otherwise excluded from this Coverage Part, the word" fire" is changed to "fire, lightning, explosion, smoke, or leakage ITom automatic fire protective systems" where it appears in: 1. The Umits Of Insurance section of the Declarations as the Rre Damage Umit. That limit: a. Is changed subject to all the terms of Limit Of Insurance (Section III) to the greaterot. (1.) $300,000; or (2.) The amount shown in the declarations as the Fire Damage Limit. b. Subject to a. above is the most we will pay to all damage proximately caused by the same event, whether such damage results from fire, lightning, explosion, smoke, or leaks from aulomaticfjre protective systems or any combination thereof, 2. The last paragraph of Coverage A. (SecUon I) after the Exclusions; 3. Paragraph 6. of Limits of Insurance (Section III); 4. Paragraph b.(1)(b) of the Other Insurance CondUion (Section IV); and 5. Paragraph a. olthe definition of "insured contracr D. Who is An Insured Who is An Insured (Section II) is changed as follows: 1. If coverage for newly acquired or formed organizations Is not otherwise excluded !rom this Coverage Part. paragraph 4.a is changed to read: a. Coverage under this provision Is afforded until the end of the policy period. 2. Each of the following is also an insured: a. At the first Named Insured's option, your volunteer workers; and b. Your medicai direclors and administrators, but only while acting within the scope of and during the course of their duties as such. Such duties do not indude the furnishing or failure to furnish professional services of any physician or psychiatrist in the treatment of a patient. c. At the first Named Insured's opUon, any person or organization under your direct superviSion and control while providing for you private home respite or foster home care for the developmentally disabled. However, the insurance afforded by b. above is excess over any other insurance covering any person or organizaUon undar your direct control or supervision. d. n you are an organization other than a partnership or joint venture, your managers and supervisors are also insureds, but only with respect to lheir duties as your managers and supervisors. e. Any organization and subsidiary thereof which you control and actively manage on the effective date of this Coverage Part. However, the insurance afforded by e. above, for any organization and subsidiary thereof not named in the Declarations as a Named Insured, does not apply to Injury or damage with respect to whicl1 an insured under this Coverage Part is also an insured under another policy, or would be an insured under such policy but for its termination or the exhaustion of its limits of insurance. Page 2 of 5 Includes copyrighl metetial of the Insurance Services Ofllee, Inc. used with its permisslolt