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<br />PI-NP-003 (9/03) <br /> <br />(3) Directly or indirectly related to the sale, renlal, lease or sub-lease or prospective sales, <br />rental, lease or sub-lease of eny room, dwelling or premises by or at the direction of any <br />insured: or <br />(4) Insurence for such discrimlnallon is prohibited by or held in violalion of law, publiC policy, <br />legislation, court decision or administrative l1Jllng. <br />The insurance afforded by H.1.b. above does not apply to fines or penallles imposed because of <br />discrimination. <br /> <br />I. Unintentional Failure To Disclose Hazards <br />II is agreed that, based on our reliance on your representations as to existing hazards, iI you should <br />unintentionally fail to disclose all such hazards prior to the begiming of the policy period of this <br />Coverege Part, we shall not deny coverage under this Coverage Part because of such failure. <br /> <br />J. Liberalization <br />If wa revise this endorsement to provide more coverage without additional premium charge, we will <br />eutomatically prOvide the addillonal coverage to all endorsement holders as of the day the revision is <br />effective in your state. <br /> <br />K. Employae Indemnification Defense Cove raga <br />Under SUPPLEMENTARY PAYMENTS - COVERAGES AAND B the following Is added: <br />3. We will pay on your behail defense casls Incurred by an 'employee' in a criminal proceeding, <br />However, you must have a prior written agreament with such 'employee' whereby you agree to <br />indamnify the 'employee' for such defense casls and the agreement Includes a provision for <br />repayment of defense costs In the event of an adverse judgement. <br />The mosl we will pay for any 'employee' who is allaged to be directly involved in a aiminal <br />proceeding is $25,000 regardless of the number of employees, claims or 'sulls' brought or persons <br />or organizations making claims or bringing "sui Is.' <br /> <br />L. Extended "Property Damaga" <br />SECTION 1- COVERAGES, COVERAGE A, 2. Exclusions a. is deleted and replaced by the <br />following: <br />a. Expected or Intended Injury <br />'Bodily Injury' or "Properly Damage' expected or Intended from the standpoint of the Insured. This <br />exclusion does not apply to "bodily Injury" or "property damage' resulting from the use of <br />reasonable force to prolect persons or property. <br /> <br />M. Additional Insured. Funding Source <br />Under SECTION II . WHO IS AN INSURED the following is addded: <br />5. Any person or organization with respect to their Iiabillly arising out of: <br />a. Their financial conlrol of you; or <br />b. Premises they own, maintain or control while you lease or occupy these premises. <br />This insurance does not apply to structural altarations, new constnuction and demolition operations <br />parformed by or for thai person or organizallon. <br /> <br />N. Addlllonallnsurad. Managers or Lessors of Premis.. <br />Under SECTION II . WHO IS AN INSURED the following is added: <br />e, Any person or orgenization with respect to their liability arising out of the ownership, maintenance <br />or use of that part of the premises leased to you subject to the following addillonal exclusions: <br />This insumnce does not appiy to: <br />a. Any 'occurrence" which takes place after you cease to be a tenant in that premises. <br />b. Stl1Jcturel alteretions, new construction or demolition operations performed by or on behalf of <br />that person or organization. <br /> <br />O. Nan-ownad Walercmfl <br />SECTION 1- COVERAGES, 2.Exc/usions, paragraph g. (2), Is amended to read as follows: <br />(2) A walercraft you do nol own that is: <br /> <br />Page 4 of5 <br />Includes copyright mate,rial of the Insurance Servioes Omce, Inc. used with its permission. <br />