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IMPORTANT <br />If the certificate holder Is an ADDITIONAL INSURED, the policy(ies) must be endorsed. A statement <br />on this certificate does not confer rights to the certificate holder in lieu of such endomament(s). <br />If SUBROGATION IS WAIVED, subject to the terma and conditions of the policy, certain policies may <br />require an endorsement, A statement on this certificate does not corder rights to the certificate <br />holder in lieu of such endorsement(s). <br />DISCLAIMER <br />The Certificate of Insurance on the reverse side M this form does not constitute a contract between <br />the Issuing insurer(s), authorized representative or producer, and the certificate holder, nor does it <br />affirmatively or negatively amend, extend or after the coverage afforded by the policies listed thereon, <br />7l� <br />ACORD 25 (2001/08) <br />