Laserfiche WebLink
(1) The amount we will pay for damages is limited as described in Section III - Limits Of Insurance; and <br /> (2) Our right and duty to defend end when we have used up the applicable limit of insurance in the payment of <br /> judgments or settlements under Coverages A or B or medical expenses under Coverage C. <br /> No other obligation or liability to pay sums or perform acts or services is covered unless explicitly provided for <br /> under Supplementary Payments - Coverages A and B. <br /> b. This insurance applies to "personal and advertising injury" caused by an offense arising out of your business but <br /> only if the offense was committed in the "coverage territory" during the policy period. <br /> 2. Exclusions <br /> This insurance does not apply to: <br /> a. Knowing Violation Of Rights Of Another <br /> "Personal and advertising injury" arising out of an offense committed by, at the direction or with the consent or <br /> acquiescence of the insured with the expectation of inflicting "personal and advertising injury". <br /> b. Material Published With Knowledge Of Falsity <br /> "Personal and advertising injury" arising out of oral, written or electronic publication, in any manner, of material, if <br /> done by or at the direction of the insured with knowledge of its falsity. <br /> c. Material Published Prior To Policy Period <br /> "Personal and advertising injury" arising out of oral, written or electronic publication, in any manner, of material <br /> whose first publication took place before the beginning of the policy period. <br /> d. Criminal Acts <br /> "Personal and advertising injury" arising out of a criminal act committed by or at the direction of the insured. <br /> e. Contractual Liability <br /> "Personal and advertising injury" for which the insured has assumed liability in a contract or agreement. This <br /> exclusion does not apply to liability for damages that the insured would have in the absence of the contract or <br /> agreement. <br /> f. Breach Of Contract <br /> "Personal and advertising injury" arising out of a breach of contract, except an implied contract to use another's <br /> "advertising idea" in your"advertisement". <br /> g. Quality Or Performance Of Goods -Failure To Conform To Statements <br /> "Personal and advertising injury" arising out of the failure of goods, products or services to conform with any <br /> statement of quality or performance made in your"advertisement". <br /> h. Wrong Description Of Prices <br /> "Personal and advertising injury" arising out of the wrong description of the price of goods, products or services. <br /> i. Infringement Of Intellectual Property Rights <br /> (1) "Personal and advertising injury" arising out of any actual or alleged infringement or violation of any <br /> intellectual property rights such as copyright, patent, trademark, trade name, trade secret, trade dress, service <br /> mark or other designation of origin or authenticity; or <br /> (2) Any injury or damage alleged in any clam or "suit" that also alleges an infringement or violation of any <br /> intellectual property right, whether such allegation of infringement or violation is made by you or by any other <br /> party involved in the claim or"suit", regardless of whether this insurance would otherwise apply. <br /> However, this exclusion does not apply if the only allegation in the claim or "suit" involving any intellectual <br /> property right is limited to: <br /> (1) Infringement, in your"advertisement", of: <br /> (a) Copyright; <br /> (b) Slogan; or <br /> (c) Title of any literary or artistic work; or <br /> (2) Copying, in your"advertisement", a person's or organization's "advertising idea" or style of"advertisement". <br /> j. Insureds In Media And Internet Type Businesses <br /> "Personal and advertising injury" committed by an insured whose business is: <br /> (1) Advertising, broadcasting, publishing or telecasting; <br /> (2) Designing or determining content of web sites for others; or <br /> (3) An Internet search, access, content or service provider. <br /> Form HG 00 01 09 16 Page 7 of 22 <br />