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IMPORTANT <br />If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. A statement on this <br />certificate does not confer rights to the certificate holder fn Ileu of such endorsement(s). <br />If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an <br />endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such <br />endorsement(s). <br />DISCLAIMER <br />The CertiNcate of Insurance on the reverse side of this form does not constRute a contrect between the Issuing <br />insurer(s), authorized representative or producer, and the certfcate holder, nor does it affirmatively or negatively <br />amend, extend or aher the coverage afforded by the policies listed thereon. <br />ACOgD 25 (2007/08) pope z a 2 <br />INS026 (oioat.oea <br />