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Form No 1491.EAGLE (10/98) Addenoum to Exhibit A . . ADDENDUM TO EXHIBIT A LIST OF PRINTED EXCEPTIONS AND EXCLUSIONS (By Policy Type) 11. EAGLE PROTECTION OWNER'S POLICY CL T A HOMEOWNER'S POLICY OF TITLE INSURANCE - 1998 ALTA HOMEOWNER'S POLICY OF TITLE INSURANCE - 1998 Covered Risks 14 (Subdivision Law Violationl, 15 (Building Permit!. 16 (Zoning) and 18 (Encroachment of boundary walls or fences) are Subject to Deductible Amounts and Maximum Dollar Limits of Liability EXCLUSIONS In addition to the Exceptions in Schedule 8. you are not insured against loss. COSts. allorneys' fees, and expenses resulting from: 1. Governmental pOlice power, and the existence or violation of any law or government regulation. This includes ordinances, laws and regulations concerning: a. building b zoning c. land use d. improvements on the land e. land division f. environmental protection This Exclusion does not apply to violations or the enforcemem of these maners if notice of the violation or enforcement appears in the Public Records at the Policy Date. This Exclusion does not limit the coverage described in Covered Risk 14, 15. 16, 17 or 24. 2. The failure of Your existing structures. or any part of them. to be constructed in accordance with applicable building codes. This Exclusion does not appl, .~ violations of building codes if notice of the violation appears in the Public Records at the Policy Date. 3. The right to take the Land by condemning it, unless: a. a notice of exercising the right appears in the Public Records at the Policy Date; or b. the taking happened before the Policy Date and is binding on You if You bought the Land without Knowing of the taking. 4. Risks: a. that are created, ellowed, or agreed to by You, whether or not they appear in the Public Records; b. that are Known to You at the Policy Date. but not to Us. unless they appear in the Public Records at the Policy Date; c. that result in no loss to You; or d. that fltst occur after the Policy Date - this does not limit the co,'erage described in COvered Risk 7. 8.d, 22,23.24 or 25. 5. Failure to pay value for Your Title. e. Lack of a rignt: a. to any Land outside the area specifically described and referred to in paragraph 3 of Schedule A; and b. in streets. alleys. or waterways that touch the Land This Exclusion does not limit the coverage described in Covered Risk 1 1 or 18. 12. AMERICAN LAND TITLE ASSOCIATION LOAN POLICY - 1992 WITH A.L.T.A. ENDORSEMENT FORM 1 COVERAGE WITH EAGLE PROTECTION ADDED EXCLUSIONS FROM COVERAGE The following mallers are expressly excluded from the coverage of [his pOlicy and the Company will not pay loss or damage. costs. allorneys' fees or expenses 1f:hlch arise by reason of: 1. lal Any. law. ordinance or governmental regulation (including but not limited to building and zoning laws, ordinances, or regulations) restricting, regulating. prOhibiting or relating to (il the occupancy. use. or enjoyment of the Land; (iil the character. dimensions or Jocation of any improvement now or hereafre' erected on the Land; liii) a separation in ownership or a change in the dimensions or area of the Land or any parcel of whiCh the Land is or was a part; or (Ivl envltonmental protection. or the effect of any violation of these laws, ordinances or governmental regulations, except to the extent that a notice of tne enforcement thereof or a notice of a de/ecl. lien or encumbrance resulting from a violation or alleged violation affecting the Land has been recorded in Public Records at Date of Policy. This exclusion does not limit the coverage provided under Insuring provisions 14.15. 1e and 24 of this pOlicy. (bl Any governmental police power not excluded by (a) above, except to the extent that a notice of the exercise thereof or a notice of a defecl. lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the Public Records at Date of Policy. This exclusion dO"5 not limit the coverage provided under insuring provisions 1 4. 15, 16 and 24 of this pOlicy. 2 Rights of eminenr domain unless notice of the exercise thereof has been recorded in the Public Records a: Date of Policy, but nOt excluding from coverage an, taking whiCh has occurred prior to Date of Policy which would be binding on the rights of a purchaser for value without Knowledge. 3 Defects. liens, encumbrances. adverse claims or other mallers: 1al created. suffered. assumed or agreed to by the Insured Claimant; Ibl not Known to the Company, not recorded in the Public Records at Date of Policy. but Known to the Insured Claimant and not disclosed in writing to rht Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under tn,s pOlicy; Icl resulting In no loss or damage to the Insured Claimant; (dl all aching or created subsequent to Date 0/ POlicy (this paragraph (dl does not limit the coverage provided under insuring provisions 7. 8. 16, 17, 19. 20. 21. 23. 24 and 25); or (el resulting In loss or damage which would nor have been sustained if the Insured Claimant hac paid value for the Insured Mortgage. 4 Unenforceability of the lien of the Insured Mortgage because 01 the inability or failure 0/ the Insured at Date of Policy, or the inability or failure of any subsequent owner of tne indebtedness. to comply with applicable doing business laws of the state in which the Land is situated. 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