My WebLink
|
Help
|
About
|
Sign Out
Home
Browse
Search
75A - PH 230 W WARNER AVE #102
Clerk
>
Agenda Packets / Staff Reports
>
City Council (2004 - Present)
>
2008
>
03/03/2008
>
75A - PH 230 W WARNER AVE #102
Metadata
Thumbnails
Annotations
Entry Properties
Last modified
1/3/2012 4:33:17 PM
Creation date
2/27/2008 11:34:51 AM
Metadata
Fields
Template:
City Clerk
Doc Type
Agenda Packet
Item #
75A
Date
3/3/2008
Destruction Year
2013
There are no annotations on this page.
Document management portal powered by Laserfiche WebLink 9 © 1998-2015
Laserfiche.
All rights reserved.
/
24
PDF
Print
Pages to print
Enter page numbers and/or page ranges separated by commas. For example, 1,3,5-12.
After downloading, print the document using a PDF reader (e.g. Adobe Reader).
View images
View plain text
CITY OF SANTA ANA <br />OFFICE OF THE CITY ATTORNEY <br />To: Honorable Mayor and Councilmembers <br />From: Joseph W. Fletcher, City Attorney <br />Date: February 26, 2008 <br />Re: Item 75.A./Conditional Use Permit for check cashing business at <br />230 West Warner Avenue <br />Cc: City Manager; Clerk of the Council: Asst. City Manager; Planning Director <br />This memorandum is to inform the Mayor and City Council on State law protecting consumers <br />who make use of check cashing facilities. <br />The California Legislature, beginning in 1995 and continuing through the last session, has <br />adopted comprehensive regulations governing the conduct of check cashing businesses. The <br />statutory scheme, set forth in California Civil Code sections 1789.30 - 1789.38, applies to any <br />business that cashes checks, warrants, drafts, or money orders. The statute does not apply to <br />federally or state chartered institutions (such as banks or credit unions). Also excluded are retail <br />stores that sell food or goods so long as they charge only a very small fee (not exceeding $2) to <br />cash checks or money orders as an incidental service to customers. <br />The statutes require each check casher to: <br />• charge each customer a fee for cashing a "payroll check or government check" that is <br />limited by law to not more than " 3 percent if identification is provided by the customer, <br />or 3.5 percent without the provision of identification, of the face amount of the check, or <br />three dollars ($3), whichever is greater"; <br />• charge each customer a fee for cashing a "personal check" not to exceed 12% of the value <br />of the check; <br />75A-23 <br />
The URL can be used to link to this page
Your browser does not support the video tag.