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2. Electronic data means information, facts or programs stored as or on, created or used on, or transmitted to or from computer software, including systems and applications software, hard or floppy disks, CD-ROMS, tapes, drives, cells, data processing devices or any other media which are used with electronically controlled equipment. 3. Loss means those sums actually paid that the insured is legally obligated to pay as damages for the settlement or satisfaction of a claim because of injury or offense, after making proper deductions for all recoveries and salvage. However: a. Under Coverage A: (1) Loss also includes defense expenses and supplementary payments if underlying insurance includes defense expenses and supplementary payments in the Limits of Insurance; and (2) Loss does not include defense expenses and supplementary payments if underlying insurance does not include defense expenses and supplementary payments in the Limits of Insurance. b. Under Coverage B., loss does not include defense expenses and supplementary payments. 4. Other insurance means a policy of insurance providing cc insurance includes any type of self-insurance or other mechar of legal liabilities. Other insurance does not include underlying insurance or a excess of this policy providing coverage that this policy also pro S. Pollutants mean any man-made or naturally occurring solid, lir including but not limited to: smoke; vapor; soot; fumes; acids; materials to be recycled, reconditioned or reclaimed. 6. Suit means a civil proceeding in which injuries or damages4a whit includes: a. An arbitration proceeding in which such pursuant to law or contract or does submit b. Any other alternative dispute resolution pr insured submits with our consent. 7. Underlying insurance means the forming a part of this policy.:: UUeia Schedule of Underlvino.liisiiiaiicii: also provides. Other �d arranges for funding of insurance specifically;purchased to be ik.ws or thermal irataht or contaminant, >; cji (picals and waste. Waste includes this insuirande applies are alleged. Suit :andto which the insured must submit onsent; or in which such damages are claimed and to which the of insurance listed in the Schedule of Underlying Insurance r amounts in excess of the Limits of Insurance shown in the B. The following defrnitions:are applicable to CO.0 a A onl�i:" 1. Hostile fire mea9S one which becomes -66I ..Gntrollabie or breaks out from where it was intended to be. 2. Insured means::::::::: a. You; b. Any person or orgaiiiiation included as an insured in underlying insurance; and C. Any person or organizati.on:gtralifying as an additional insured in underlying insurance but only to the same extent that such person or organization is an additional insured under such underlying insurance. 3. Non -Admitted Jurisdiction means: a. Any country or political subdivision in which we are not licensed or permitted to insure risks and where doing so would violate the insurance laws and regulations of such jurisdiction; or b. Any country or political subdivision where we are prevented by law from investigatin�.%Lding o ettling an occurrence or suit. eSye�� 4. Occurrence means a covered event as defined in underlying insurance. e�� 5 5. Qualified Entity means any entity, person or organization that is not an insuQred under �cw4'�1d would qualify as an insured under this policy, but for the fact that the entity is registered, d \cc�as ongoing operations in a non -admitted jurisdiction. U-UMB-103-C CW(03/10) Page 10 of 19