PACIFIC ADVANCED CIVIL ENGINEERING INC. (PACE) - 2008

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i7 4. 5 AMENDED FELLOW QUPLOYEE B(CLUSION EXCLUSION 5 - FELLOW EMPLOYEE - of SECTION II - LIABILITY COVERAGE does not apply if you have workers' compensation insurance in -force coveting all of your "employees'. Coverage is excess over any other collectible insurance. FRED AUTO PHYSICAL DAMAGE COVERAGE V hired "autos" are covered "autos" for Liability Coverage and if Comprehensive, Specified Causes of Loss, or Collision coverages are provided under this Coverage Form for any "auto" you own, then the Physical Damage Coverages provided are extended to "autos" you hire or borrow, subject to the following limit. The most we will pay for "loss" to any hired "auto" is: (1) $50,000; (2) The actual cash value of the damaged or stolen properly at the time of the "loss'; or (3) The cost of repairing or replacing the damaged or stolen property, whichever is smallest, minus a deductible. The deductible will be equal to the largest deductible applicable to any owned "auto" for that coverage. No deductible applies to 'loss" caused by fire or lightning. Hired Auto Physical Damage coverage is excess over any other collectible insurance. Subject to the above limit, deductible and excess provisions, we will provide coverage equal to the broadest coverage applicable to any covered "auto" you own. We will also cover loss of use of the hired "auto" if it results from an "accident", you are legally liable and the lessor incurs an actual financial loss, subject to a maximum of $1000 per "accident". This extension of coverage does not apply to any `auto" you hire from any of your "employees", partners (if you are a partnership), members (I you are a limited liability company), or members of their households. PHYSICAL. DAMAGE- ADDITIONALTBEICRARY TRANSPORTATION E)PBJSE COVERAGE Paragraph A.4 of SECTION III - PHYSICAL DAMAGE COVERAGE is amended to provided a limit of $50 per day and a maximum limit of $1000. 6. LEASE GAP COVERAGE Under SECTION III - PHYSICAL DAMAGE COVERAGE, if a long-term leased "auto" is a covered "auto"and the lessor is named as an Additional Insured . Lessor, we will pay in the event of a total "loss" your additional legal obligation to the lessor for any difference between the actual cash value of the "auto" at the time of the "loss' and the "outstanding balance" of the lease. "Outstanding balance" means the amount you owe on the lease at the time of "loss' less any amounts representing taxes; overdue payments; penalties, interest or charges resulting from overdue payments; additional mileage charges; excess wear and tear charges; lease termination fees. 7. ARiBAGOMARAGE Under Paragraph B. EXCLUSIONS - of SECTION 111 - PHYSICAL DAMAGE COVERAGE, the following is added: The exclusion relating to mechanical breakdown does not apply to the accidental discharge of an airbag. &SOUND RECEIVING AND TRANSMITTING EL1lAPM161T - BROADENED COVERAGE Paragraphs BA.c. & d. - EXCLUSIONS - of SECTION III - PHYSICAL DAMAGE COVERAGE do not apply to equipment designed solely for receiving or transmitting sound and accessories used with such equipment, provided such equipment is permanently installed in the covered "auto" at the time of the 'loss" or such equipment is removable from a housing unit which is pemnanenty installed in the covered "auto" at the time of the "loss', and such equipment is designed to be solely operated by use of the power from the "auto's" electrical system, inor upon the covered "auto". D 9. E]QRAPFNSE- BROADENEDCOVERAGE Under Paragraph A - COVERAGE - of SECTION III - PHYSICAL DAMAGE COVERAGE, we will pay for the expense of retuning a stolen covered "auto" to you. 1Q GLASS REPAIR -WAVER OF DEDUCTIBLE Under Paragraph D - DEDUCTIBLE - of SECTION III - PHYSICAL DAMAGE COVERAGE, the following is added: No deductible applies to glass damage 9 the glass is repaired rather than replaced. Farm FIA 99161299 Page 2 of 3