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COMMERCIAL AUTOMOBILE BROAD FORM ENDORSEMENT <br />This endorsement moddres insurance provided under the following: <br />To the eodemt that fhe provsions of this endorsaruamt provide broader benefits to the "insured' than other provisions of the <br />Cover6ge Form, the provisions of th� endorsement apply. <br />SAD F(XW INSUF;1M <br />A. Subskillarise and Newly Aaqu4ed or Feared <br />The Named Insured shown in the Declarations is <br />amended to include: <br />(1) Any legally incorporated subsidiary lo which you <br />own more than 50% of the voting stock on the <br />effective dais of the Coverage Form. However, <br />the Named Insured does not include any <br />subsidiary that is an 'insured' under any ofher <br />aulornobile policy or would be an 'roared' <br />under such a policy but for Its termination or the <br />exhaustion of its Limit of Insurance. <br />(2) Any organization Viat is acquired or formed by <br />you and over which you mainten m plority <br />ownership. However, the Nerned Insured does <br />not include any newly formed or ac cp wed <br />(a) That is a partnership. joint venture or <br />Gunned liabTrty company <br />(b) That is an "insured" under any other policy, <br />(c) That has exhausted its Limit of Insurance <br />under any other policy, or <br />(d) 180 days or more atter its acquisition or <br />formation by you, unless you have given us <br />notice of the acquisition orforrrration. <br />Coverage does not apply to "bodity injury' or <br />property damage" that results from an <br />accident" that occurred before you formed or <br />acquired the organ®tion. <br />B 13npk yees as Insureds <br />Paragraph Al - WHO IS AN INSURED - of <br />SECTION II - UABILfTY COVERAGE is amended to <br />add <br />d. Any "ernployee" of yours while using a cowered <br />cubo' you don't own, hue or borrow in your <br />business or your personal affairs. <br />C. Lessors as Insureds <br />Paragraph Al - WHO IS AN INSURED - of Section <br />II - Liability Coverage is amended to add: <br />e. The lessor of a covered "auto• while the "auto" <br />is leased to you under a written agreement if <br />(1) The agreement requires you to provide <br />died primary insurance for the lessor and <br />(2) The "autm o leased wvithouut a driver. <br />Such a leased -auto?' will be considered a covered <br />"auto' you own and not a covered "auto" you hie. <br />2- AIJT06 RIRY 6Y BYFLOYEES <br />Any "auto" hired or rented by your "employee" on your <br />behalf and at your direction will be considered an "auto" <br />you hire. <br />The OTHER INSURANCE Condition is amended by <br />adding the following <br />If an "employee's" personal insurance also applies on an <br />excess basis to a covered "auto" hired or rented by your <br />"employee" on your behalf and at your direction, thus <br />insurance will be primary to the "employee's" personal <br />insurance. <br />Form HA 89'1612 99 Page 1 of 3 <br />®1999. The Fiarlford <br />(Includes eopyrightBd material of Insurance Services Office. Inc <br />with its parmission_ Copyright. Insurance Services Olfiice. Inc.. 1997) <br />