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<br />IMPORTANT <br /> <br />"' <br /> <br />If the certifICate holdef is an ADDITIONAL INSURED, the poDcy(les) must be endorsed. A statement <br />on this certificate does not confer rights 10 the certificate holder in Beu of such endorsement(s). <br /> <br />If SUBROGATION IS WAIVED, subject to the tennB and conditions of the policy, certain policies may <br />require an endorsement A statement on this certificate does not Confer rJ~ts Ie the certificate <br />holder in lieu of such endoJ'$8ment(s). <br /> <br />DISCLAIMER <br /> <br />The Certificate of Insurance on the reverse side of thrs form does not constitute a contract between <br />the issuing Insurer(s), authorized representa1ive or producer, and the certificate holdef, nor does it <br />affirmatively or negativelY amend, extend or alter the coverage afforded by the poncies listed thereon. <br /> <br />ACORD 25 (2001/08) <br />