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Pt -NP -003 (9/03) <br />(a) Less than 58 feet long; and <br />(b) Not being used to carry persons or property for a charge; <br />This provision applies to any person, who with your consent, either uses or is responsible for the <br />use of a watercraft. <br />This insurance is excess over any other valid and collectible insurance available to the insured <br />whether primary, excess or contingent. <br />Page 5 of 5 <br />Includes copyright material of the Insurance Services Office, Inc. used with its permission. <br />