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If the certificate holder is an ADl7iTiONAL INSURED, the poiicy(ies) must be endorsed- A statement <br />on this certificate noes not confer rights to the certificate holder in lieu of such endorsement(s). <br />If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may <br />require an endorsement. A statement on this certificate does not confer rights to the certificate <br />holder in Iieu of such endorsement(s)- <br />DISCLAIMER <br />The Cet'ficate of Insurance on the, reverse site of tt-is form does hot constitute a contract between <br />the ssuFina insurer {s), authorized representative or producer, and the cle tificate holder, nor does it <br />affirmatively or negatively amend, extend or alter the coverage afforded by the policies listed thereon. <br />