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V~iTT~td"f-t31 M~MI <br /> <br />if the ce t ~_~~te holder is an ~C3Csl;Eflt~AL IN~Uft~€~, the policy{ies~ rrsust be endorsed. A statement <br />on this c~. ate doses not confer rights to the certificate holder in lieu of such end~rs,en~ent{s}- <br />Ef SLeBRflflr~TlGN'S ~i~r~I~AEQ subject to the terms and cxsnditic~ns tsf the policy. certain policies nay <br />require an endorsement. A Statement on this certificate does nest confer rights to the certificate <br />holder it lieu s~f such endorsen~ent(s}, <br />[~IC~AlNfiER <br />The t;ertificate of Insurance on the reverse side of this ftarrn does not constitute a contract between <br />the issuing insurer(s), authorized retsresentative ar produc-3r, and the certificate holder, nor d<ses it <br />af€irmativedy or negatively arr~end, extend or alter tfie ct : ; _ a''orded tsy the policies listed thecer>n. <br />~.,..~t ~.4~,~,....,~.K, <br />