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IMPORTANT <br />If the cerfificate holder Is an ADDITIONAL INSURED, the policy{ies} must be endorsed. A statement <br />on this cerfificate does not confer rights to the certificate holder in lieu of such erxtorsement(s). <br />If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may <br />require an endorsement. A statement on this certificate does not confer rights to the certificate <br />holder in lieu of such endorsemerd(s). <br />DISCLAIMER <br />The Certificate of Insurance qn the reverse side of this form does not constitute a conNact between <br />the issuing insurer(s), authorized representative or producer, and the certificate hoder, nor does it <br />afflrmalively or negatively amend, extend or alter the coverage afforded by the policies listed thereon. <br />ACORD 25 (2007/08) <br />