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14. HIRED AUTO - COVERAGE TERRITORY 11. TWO OR MORE DEDUCTIBLES Paragraph e. of GENERAL CONDITIONS 7. - Under Paragraph D. - DEDUCTIBLE - of SECTION POLICY COVERAGE TERRITORY - Of III - PHYSICAL DAMAGE COVERAGE, the , SECTION IVI BDUSIINESS AUTO CONDITIONS is following is added: replaced by the following: If another Hartford Financial Services Group, Inc. For short-term hired "autos", the coverage company policy or coverage form that is not an e. territory with respect to Liability Coverage is automobile policy or coverage form applies to the anywhere in the world provided that if the same "accident", the following applies: "insured's" responsibility to pay damages for (1) If the deductible under this Business Auto "bodily injury" or "property damage" is Coverage Form is the smaller (or smallest) determined in a "suit," the "suit" is brought in deductible, it will be waived; the United States of America, the territories (2) If the deductible under this Business Auto and possessions of the United States of in a Coverage Form is not the smaller (or America, Puerto Rico or Canada or smallest) deductible, it will be reduced by the settlement we agree to. amount of the smaller (or smallest) 15. WAIVER OF SUBROGATION deductible. TRANSFER OF RIGHTS OF RECOVERY 12. AMENDED DUTIES IN THE EVENT OF AGAINST OTHERS TO US - of SECTION IV - ACCIDENT, CLAIM, SUIT OR LOSS BUSINESS AUTO CONDITIONS is amended by The requirement in LOSS CONDITIONS 2.a. - adding the following: DUTIES IN THE EVENT OF ACCIDENT, CLAIM, We waive any right of recovery we may have SUIT OR LOSS - of SECTION IV - BUSINESS against any person or organization with whom AUTO CONDITIONS that you must notify us of an you have a written contract that requires such "accident" applies only when the "accident" is waiver because of payments we make for known to: damages under this Coverage Form. (1) You, if you are an individual; 16. RESULTANT MENTAL ANGUISH COVERAGE (2) A partner, if you are a partnership; The definition of "bodily injury" in SECTION V- (3) A member, if you are a limited liability DEFINITIONS is replaced by the following: company; or "Bodily injury" means bodily injury, sickness or (4) An executive officer or insurance manager, if disease sustained by any person, including you are a corporation. mental anguish or death resulting from any of 13. UNINTENTIONAL FAILURE TO DISCLOSE these. 17. EXTENDED CANCELLATION CONDITION HAZARDS If unintentionally fail to disclose any hazards Paragraph 2. of the COMMON POLICY you existing at the inception date of your policy, we CONDITIONS - CANCELLATION - applies except will not deny coverage under this Coverage Form as follows: because of such failure. If we cancel for any reason other than nonpayment of premium, we will mail or deliver to the first Named Insured written notice of cancellation at least 60 days before the effective date of cancellation. Page 3 of 3 Form HA 9916 03 02