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Fax Server 10/29/2008 10:22:09 AM PAGE 003/010 Fax Server <br />IMPORTANT <br />If the certificate holder is an ADDITIONAL INSURED, the policy(les) must be endorsed. A statement <br />on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). <br />It SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may <br />require an endorsement. A statement on this cartiftcate does not confer rights to the certificate <br />holder In lieu of such endorserrent(s). <br />DISCLAIMER <br />The Certificate of Insurance on the reverse side of this form does not constitute a contract between <br />the Issuing insurer(s), autharNal representative or producer, and the certificate holder, nor does It <br />affirmatively or negatively amend, extend or alter the coverage afforded by the policies listed thereon. <br />ACORD 25 (2001108) <br />